13265 E Hwy 92, Williamsburg, KY 40769 Property Records

Whitley County property record for 13265 E Hwy 92, Williamsburg, KY 40769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,059 sqft · built 1977
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Aug 2025)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-00-00-001.00`

Property Details

APN / Parcel Number

Primary APN	`209-00-00-001.00`
Alternative APN	`133961`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,059 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	609,840 sqft (14 acres)
Terrain	Rolling
Garage Area	1,248 sqft
Driveway	Asphalt Driveway
Parking Spaces	5 Parking Spaces
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	13265 E HIGHWAY 92
City	WILLIAMSBURG
State	KY
Zip	40769-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2059SF 2.5B BRK HS & 14 AC POPLAR CRK
Legal Subdivision	POPLAR CRK
Jurisdiction	WHITLEY KY
Township / Civil Division	SILER
Census Block Group	2
Census Block	2034
Census Tract	920800

Owner

13265 E Hwy 92 is owned and occupied by an individual who bought it in August 2025.

Source: Whitley County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	13265 E HIGHWAY 92, WILLIAMSBURG, KY 40769-7438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Oct 28, 2019	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
May 12, 2017	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Oct 28, 2019 · Amount on File
Deed Document Number	2025341612
Deed Book / Page	588 / 115
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	13265 E HIGHWAY 92, WILLIAMSBURG, KY 40769-7438
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 W GORDON ST, CORBIN, KY 40701-1523

Mortgage

Document Number	000623/803
Date	Dec 6, 2017
Book Page	623/803
Instrument	228252

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITLEY KY
Recording Date	Oct 28, 2019
Property Address	13265 E HIGHWAY 92, WILLIAMSBURG, KY 40769-7438
Document Number	000D553/79
Book / Page	D553 / 79
Instrument Date	Oct 11, 2019
Instrument	239560
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13265 E HIGHWAY 92, 13265, WILLIAMSBURG, KY 40769-7438

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13265 E HIGHWAY 92, WILLIAMSBURG, KY 40769-7438

Mortgage

Document Number	000M647411
Date	Oct 28, 2019
Instrument	M647/411

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITLEY KY
Recording Date	May 12, 2017
Property Address	13265 E HIGHWAY 92, WILLIAMSBURG, KY 40769-7438
Document Number	000539/524
Book / Page	539 / 524
Instrument Date	Apr 27, 2017
Instrument	224708
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13265 E HIGHWAY 92, 13265, WILLIAMSBURG, KY 40769-7438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13265 E HIGHWAY 92, WILLIAMSBURG, KY 40769-7438

Mortgage

Document Number	0000616406
Date	May 12, 2017
Instrument	616/406

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 13265 E Hwy 92 was $1,568.

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00	$200,000	$200,000
2023	$1,492.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13265 E Hwy 92 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–2016)
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13265 E Hwy 92 is high, ranking above 85% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 98.7% of Kentucky
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY UTILITY COMMISSION serves 8,313 people · EPA ID KY0610110
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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