1326 W River Rd, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1326 W River Rd, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,422 sqft · built 1966
Lot Size	0.629 acres (27,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,310,000 (Jun 2023)
Tax Bill	$8,740 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-000-03224100`

Property Details

APN / Parcel Number

Primary APN	`07-000-03224100`
Alternative APNs	`7-000-03224100` `00003224100`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,422 sqft Living Area
1st Floor Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,399 sqft (0.629 acres)
View / Lot	Waterfront
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	780 sqft
Porch	Open Porch
Porch Area	240 sqft
Deck Area	96 sqft
Patio Area	616 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	00003224100
Street Address	1326 W RIVER RD
City	SHADY SIDE
State	MD
Zip	20764-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.629 ACRE SHADY SIDE
Legal Subdivision	SHADY SIDE
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1000
Census Tract	707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1326 W RIVER RD, SHADY SIDE, MD 20764-9694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Feb 12, 2014 · Amount on Record
Deed Book / Page	39691 / 304
Prior Transfer Date	Jan 30, 2007
Prior Transfer Doc	0187340065
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 1, 2023
Property Address	1326 W RIVER RD, SHADY SIDE, MD 20764-9694
Document Number	0396910304
Book / Page	39691 / 304
Instrument Date	May 26, 2023
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,550.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1326 W RIVER RD, SHADY SIDE, MD 20764-9694

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1326 W RIVER RD, SHADY SIDE, MD 20764-9694

Mortgage

Document Number	0039691311
Date	Jun 1, 2023
Instrument	39691/311

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$903,700 (+7.7%) Land $387,800 Building $515,900	$903,700 (-) Land $387,800 Building $515,900
2025	$8,740.00 (+2.26%) Homeowner's exemption	$839,100 (+18.2%)	$903,700 (+27.3%) Land $387,800 Building $515,900
2024	$8,547.00 (+10.26%)
2023	$7,752.00	$709,900 Land $337,800 Building $372,100	$709,900 Land $337,800 Building $372,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	50 (1979–2024)
Claims Outside the SFHA	11 of 50
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20