1326 W 12th St, Merced, CA 95341 Property Records

Merced County property record for 1326 W 12th St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 4 ba · 2,640 sqft · built 1964
Lot Size	0.172 acres (7,500 sqft)
Owner	Trust Name on File
Last Sale	$81,500 (Mar 2013)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`031-282-012-000`

Property Details

APN / Parcel Number

Primary APN	`031-282-012-000`
Alternative APN	`031-282-012`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	4 Units
Building Area	2,640 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	031-282-012
Street Address	1326 W 12TH ST
City	MERCED
State	CA
Zip	95341-5730
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R315
Legal Description	MERCED LOT 4 BLK 268
Legal Subdivision	MERCED
Legal Block	268
Legal Lot Number	4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1014
Census Tract	1502

Owner

1326 W 12th St, a residential property, is held in a trust since April 2018.

Source: Merced County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	3326 ARIEL JOSHUA CT, SAN JOSE, CA 95135-1741
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Grant Deed, Transfer · Commercial Mortgage ARBOR COMMERCIAL FUNDING LLC
Apr 25, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP
Aug 3, 2016	Deed of Trust, Mortgage ARBOR REALTY SR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2013 · Amount on File
Deed Sale	Mar 13, 2013 · Amount on File
Prior Sale	Aug 17, 2012 · Amount on File
Deed Document Number	20139536
Last Transfer Date	Apr 3, 2018
Transfer Doc	0000012179
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 1, 2020
Property Address	1326 W 12TH ST, MERCED, CA 95341-5730
Document Number	0000021650
Map Reference	VOL 10 PG 23-30
Instrument Date	Jun 29, 2020
Instrument	2020021650
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3326 ARIEL JOSHUA CT, SAN JOSE, CA 95135-1741

Mortgage

Document Number	0000021651
Date	Jul 1, 2020
Instrument	2020021651

Lender

Name	ARBOR COMMERCIAL FUNDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Apr 25, 2018
Property Address	1326 W 12TH ST, MERCED, CA 95341-5730
Document Number	0000012179
Instrument Date	Apr 3, 2018
Instrument	12179
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3326 ARIEL JOSHUA CT SAN JOSE CA 951351741, SAN JOSE, CA 95135-1741

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1326 W 12TH ST, MERCED, CA 95341-5730
Document Number	0000012180
Instrument Date	Aug 3, 2016
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3326 ARIEL JOSHUA CT SAN JOSE CA 951351741, SAN JOSE, CA 95135-1741

Mortgage

Document Number	0000012180
Date	Apr 25, 2018
Instrument	12180

Lender

Name	ARBOR REALTY SR
Address	UNIONDALE, NY 11553

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1326 W 12th St was $1,125.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$100,474 (+1.38%) Land $18,837 Building $81,637
2025	$1,125.00	$99,105 Land $18,468 Building $80,637
2023	$1,050.00 (+1.35%)	$95,341 Land $17,751 Building $77,590
2022	$1,036.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1326 W 12th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1326 W 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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