San Diego County property record for 1326 Sutter St, San Diego, CA 92103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,656 sqft · built 1929 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Nov 1988) |
| Tax Bill | $6,608 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage Jan 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 451-161-19-00 |
| Primary APN | 451-161-19-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,656 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 5,900 sqft (0.135 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 4511611100 |
|---|---|
| Street Address | 1326 SUTTER ST |
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | LOT 1122 NWQ DOC65-205560 IN SWQ OF TR MM0036 |
| Legal Subdivision | PUEBLO LANDS |
| Legal Tract | MM0036 |
| Legal Block | 1 |
| Legal Lot Number | 1122 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 202 |
1326 Sutter St is owned and occupied by two individuals who acquired it in December 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1326 SUTTER ST, SAN DIEGO, CA 92103-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jan 7, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage NATIONWIDE EQUITIES CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 1988 · Amount on File |
| Deed Sale | Nov 23, 1988 · Amount on File |
| Prior Sale | Apr 25, 1986 · Amount on File |
| Deed Document Number | 1988602649 |
| Last Transfer Date | Dec 14, 2020 |
| Transfer Doc | 0000010175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1326 SUTTER ST, SAN DIEGO, CA 92103-2828 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1326 SUTTER ST, SAN DIEGO, CA 92103-2828 |
| Document Number | 0000173739 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022-0173739 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 820 Months |
| Due | Aug 23, 2090 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 7, 2021 |
| Property Address | 1326 SUTTER ST, SAN DIEGO, CA 92103-2828 |
| Document Number | 0000010175 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2021-0010175 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1326 SUTTER ST, SAN DIEGO, CA 92103-2828 |
| Document Number | 0000010176 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021-0010176 |
| Name | NATIONWIDE EQUITIES CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1326 Sutter St was $6,608 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $497,639 (+2%) Land $229,677 Building $267,962 | |
| 2025 | $6,608.00 Homeowner's exemption | $487,882 Land $225,174 Building $262,708 |
| 2023 | $5,722.00 (+2.78%) Homeowner's exemption | $468,938 Land $216,431 Building $252,507 |
| 2022 | $5,567.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1326 Sutter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1326 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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