1326 Sumner St, Lincoln, NE 68502 Property Records

Lancaster County property record for 1326 Sumner St, Lincoln, NE 68502

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,490 sqft · built 1918
Lot Size	0.114 acres (4,970 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2026)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-35-220-011-000`

Property Details

APN / Parcel Number

Primary APN	`10-35-220-011-000`
Alternative APN	`37700`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,490 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	1,020 sqft
Upper Floors Area	620 sqft
Basement Area	910 sqft
Finished Basement	850 sqft
Unfinished Basement	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,970 sqft (0.114 acres)
Lot Dimensions	142 ft deep x 35 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1326 SUMNER ST
City	LINCOLN
State	NE
Zip	68502-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DAWSONS ADDITION TO SOUTH LINCOLN, BLOCK 45, LOT 10, W35
Legal Subdivision	DAWSONS ADDITION TO SOUTH LINCOLN
Legal Block	45
Legal Lot Number	10
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3010
Census Tract	2200

Owner

Source: Lancaster County assessment roll, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1326 SUMNER ST, LINCOLN, NE 68502-2353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Apr 9, 2025	Warranty Deed, Transfer · Conventional Mortgage SECURITY FIRST BANK
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit LINCONE FCU
Jun 17, 2022	Warranty Deed, Transfer · Line of Credit COGENT BANK
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Apr 9, 2025 · Amount on Record
Deed Document Number	202624373
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0000034352
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Jun 30, 2026
Property Address	1326 SUMNER ST, LINCOLN, NE 68502-2353
Document Number	0000024373
Instrument Date	Jun 24, 2026
Instrument	202624373
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	AKSARBEN TITLE AND ESCROW, AKSARBEN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55,065.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 SUMNER ST, LINCOLN, NE 68502-2353

Mortgage

Document Number	0000024374,
Date	Jun 30, 2026
Instrument	202624374

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Apr 9, 2025
Property Address	1326 SUMNER ST, LINCOLN, NE 68502-2353
Document Number	0000010218
Instrument Date	Apr 2, 2025
Instrument	2025010218
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	CHASE TITLE SERVICES INC, CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010219
Date	Apr 9, 2025
Instrument	2025010219

Lender

Name	SECURITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	1326 SUMNER ST, LINCOLN, NE 68502-2353
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9312 S 31ST ST, LINCOLN, NE 68516-4683

Mortgage

Document Number	0000011106
Date	Apr 22, 2024
Instrument	2024011106

Lender

Name	LINCONE FCU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	205 Months
Due	May 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Jun 17, 2022
Property Address	1326 SUMNER ST, LINCOLN, NE 68502-2353
Document Number	0000026007
Instrument Date	Jun 6, 2022
Instrument	2022026007
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	CONSUMER FIRST TITLE LLC, CONSUMER T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$436.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000026008
Date	Jun 17, 2022
Instrument	2022026008

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	1326 SUMNER ST, LINCOLN, NE 68502-2353
Document Number	0000039254
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1326 SUMNER ST LINCOLN NE 685022353, LINCOLN, NE 68502-2353

Mortgage

Document Number	0000039254
Date	Oct 3, 2018
Instrument	39254

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 2, 2028

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00 (+6.55%)	$219,000 (+14.6%) Land $28,800 Building $190,200	$219,000 (+14.6%) Land $28,800 Building $190,200
2024	$2,641.00 (-17.52%)
2023	$3,202.00	$191,100 Land $26,400 Building $164,700	$191,100 Land $26,400 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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