San Bernardino County property record for 1326 Spruce St, San Bernardino, CA 92411
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,111 sqft · built 1904 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Dec 2023) |
| Tax Bill | $5,380 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138-114-15-0000 |
| Primary APN | 0138-114-15-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,111 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| Family Room | Family Room |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,700 sqft (0.131 acres) |
| Lot Dimensions | 114 ft deep x 50 ft wide |
| View / Lot | Average |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 261 sqft |
| Patio Area | 261 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1326 SPRUCE ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92411-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOMPK1NS SUB E 5O FT W 1OO FT LOTS 9 AND 1O BLK 2 |
| Legal Subdivision | TOMKINS SUBDIVISION 1 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 4302 |
1326 Spruce St is owned and occupied by an individual who bought it in December 2023.
Source: San Bernardino County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1326 SPRUCE ST, SAN BERNARDINO, CA 92411-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION |
| Dec 6, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on File |
| Deed Sale | Dec 6, 2023 · Amount on File |
| Deed Document Number | 2023302303 |
| Prior Transfer Date | Jul 6, 2012 |
| Prior Transfer Doc | 0000276577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 11, 2026 |
| Property Address | 1326 SPRUCE ST, SAN BERNARDINO, CA 92411-2635 |
| Document Number | 0000237784 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026237784 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1326 SPRUCE ST, SAN BERNARDINO, CA 92411-2635 |
| Document Number | 0000237784, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 2026237784 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 6, 2023 |
| Property Address | 1326 SPRUCE ST, SAN BERNARDINO, CA 92411-2635 |
| Document Number | 0000302303 |
| Map Reference | MB 5 PG 98 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023-0302303 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1326 SPRUCE ST, SAN BERNARDINO, CA 92411-2635 |
| Document Number | 0000302304 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023-0302304 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 1326 Spruce St was $5,380.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $426,564 (+2%) Land $46,818 Building $379,746 | |
| 2025 | $5,380.00 | $418,200 Land $45,900 Building $372,300 |
| 2023 | $522.00 (+0.77%) | $27,930 Land $2,807 Building $25,123 |
| 2022 | $518.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1326 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1326 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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