1326 Spieth Loop, Laredo, TX 78045 Property Records

Webb County property record for 1326 Spieth Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,229 sqft · built 2021
Lot Size	0.211 acres (9,208 sqft)
Owner	Individual Name on Record
Tax Bill	$4,046 (2024)
Deeds & Mortgages	Nov 2022 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`970-19001-160`

Property Details

APN / Parcel Number

Primary APN	`970-19001-160`
Alternative APN	`786233`

Interior

Stories	2 Stories
Building Area	3,229 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	9,208 sqft (0.211 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	1,253 sqft
Balcony	Balcony
Balcony Area	119 sqft

Location & Zoning

Account Number	786233
Street Address	1326 SPIETH LOOP
City	LAREDO
State	TX
Zip	78045-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN MIGUEL SUBD. AT PLANTATION BLK 1 LOT 16
Legal Subdivision	SAN MIGUEL SUBD. AT PLANTATION
Legal Block	1
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1722

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1761, LAREDO, TX 78044-1761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage GEO MORTGAGE SERVICES INC
May 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020
Deed Sale	May 28, 2020
Deed Document Number	1392756
Deed Book / Page	4788 / 632
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1326 SPIETH LOOP, LAREDO, TX 78045-2238
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005377/613
Date	Nov 21, 2022
Book Page	5377/613
Instrument	1485086

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	May 28, 2020
Property Address	1326 SPIETH LOOP, LAREDO, TX 78045-2238
Document Number	004788/632
Book / Page	4788 / 632
Map Reference	VOL 38 PG 4
Instrument Date	May 27, 2020
Instrument	1392756
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7035 FM 2244 RD # RD106, RD106, AUSTIN, TX 78746-5000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1761, LAREDO, TX 78044-1761

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$690,000 (+12.2%) Land $203,869 Building $486,131	$690,000 (+12.2%) Land $203,869 Building $486,131
2024	$4,046.00 (+4.39%)
2023		$615,000 Land $203,040 Building $411,960	$615,000 Land $203,040 Building $411,960
2022	$3,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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