1326 Simon Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1326 Simon Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,025 sqft · built 2011
Lot Size0.426 acres (18,557 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jun 2009)
Tax Bill$9,202 (2025)
Deeds & MortgagesJan 2024 Refinance
Apr 2020 Mortgage
+ 2 more
APN0294001000520

Property Details

APN / Parcel Number

Primary APN0294001000520

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,025 sqft Living Area
1st Floor Area1,585 sqft
Upper Floors Area1,585 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area18,557 sqft (0.426 acres)
Lot Dimensions33 ft deep x 48 ft wide
Garage TypeAttached
Garage Area1,003 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area397 sqft
Deck Area730 sqft
Patio Area333 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1326 SIMON DR
CityCHESAPEAKE
StateVA
Zip23320-7666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description52 EMERALD FOREST
Legal SubdivisionEMERALD GREENS,EMERALD FOREST
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2004
Census Tract20814

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1326 SIMON DR, CHESAPEAKE, VA 23320-7666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
LOANUNITED COM LLC
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FULTON BANK NA
Oct 16, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Apr 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2009 · Amount on Record
Deed SaleJun 3, 2009 · Amount on Record
Deed Book / Page7827 / 455
Last Transfer DateApr 7, 2020
Transfer Doc10136/140
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1326 SIMON DR, CHESAPEAKE, VA 23320-7666
Transaction TypeMortgage
Record UpdatedJan 31, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10719/1305
DateJan 17, 2024
Book Page10719/1305
Instrument240000884
Lender
NameLOANUNITED COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeFixed Rate
Rate6.38%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1326 SIMON DR, CHESAPEAKE, VA 23320-7666
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010136/144
DateApr 13, 2020
Book Page10136/144
Instrument200011290
Lender
NameFULTON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1326 SIMON DR, CHESAPEAKE, VA 23320-7666
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010238/777
DateOct 16, 2020
Book Page10238/777
Instrument200038154
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 13, 2020
Property Address1326 SIMON DR, CHESAPEAKE, VA 23320-7666
Document Number10136/140
Book / Page10136 / 140
Instrument DateApr 7, 2020
Instrument200011289
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1326 SIMON DR, CHESAPEAKE, VA 23320-7666

Mortgage

Document Number010136/144
DateApr 13, 2020
Book Page10136/144
Instrument200011290
Lender
NameFULTON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$923,900 (+1.4%) Land $235,000 Building $688,900$923,900 (+1.4%) Land $235,000 Building $688,900
2025$9,202.00 (+9.48%)$911,100 (+12.61%) Land $225,000 Building $686,100$911,100 (+12.61%) Land $225,000 Building $686,100
2024$8,405.00 (+29.29%)
2023$809,100 (+14.98%) Land $195,000 Building $614,100$809,100 (+14.98%) Land $195,000 Building $614,100
2022$703,700 Land $175,000 Building $528,700$703,700 Land $175,000 Building $528,700
2019$6,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereCITY OF VIRGINIA BEACH
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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