Lake County property record for 1326 Rutledge St, Gary, IN 46404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,060 sqft · built 1922 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,842 (Nov 2025) |
| Tax Bill | $1,250 (2024) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-47-0056-0006 |
| Primary APN | 001-25-47-0056-0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 3,566 sqft |
| 1st Floor Area | 1,030 sqft |
| Basement Area | 1,006 sqft |
| Family Room | Family Room |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,661 sqft (0.107 acres) |
| Lot Dimensions | 133 ft deep x 35 ft wide |
| View / Lot | Alley |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1326 RUTLEDGE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46404-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SO. BEND & GARY LAND COS. SUB. S. 10 FT. L.6 BL.2 ALL OF L.7 BL.2 |
| Legal Subdivision | SO. BEND & GARY LAND COS. SUB |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 11200 |
Source: Lake County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1326 RUTLEDGE ST, GARY, IN 46404-2245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 26, 2025 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 12, 2024 | Administrator's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Deed Document Number | 2025546159 |
| Prior Transfer Date | Feb 1, 2024 |
| Prior Transfer Doc | 0000007976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1326 RUTLEDGE ST, GARY, IN 46404-2245 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000046161 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-546161 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 26, 2025 |
| Property Address | 1326 RUTLEDGE ST, GARY, IN 46404-2245 |
| Document Number | 0000046159 |
| Map Reference | MB 8 PG 12 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025-546159 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | MERIDIAN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1326 RUTLEDGE ST, GARY, IN 46404-2245 |
| Document Number | 0000046160 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-546160 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 12, 2024 |
| Property Address | 1326 RUTLEDGE ST, GARY, IN 46404-2245 |
| Document Number | 0000007976 |
| Map Reference | MB 8 PG 12 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024-007976 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 W 49TH AVE, GARY, IN 46408-4518 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,000 (+11.46%) Land $5,000 Building $67,000 | $72,000 (+11.46%) Land $5,000 Building $67,000 | |
| 2024 | $1,250.00 (-1.81%) | $64,600 (+36.86%) Land $3,900 Building $60,700 | $64,600 (+36.86%) Land $3,900 Building $60,700 |
| 2023 | $47,200 (-5.03%) Land $3,900 Building $43,300 | $47,200 (-5.03%) Land $3,900 Building $43,300 | |
| 2022 | $1,273.00 | $49,700 Land $4,600 Building $45,100 | $49,700 Land $4,600 Building $45,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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