San Diego County property record for 1326 Rowena Ave, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 1963 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Jul 1999) |
| Tax Bill | $3,140 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-200-32-00 |
| Primary APN | 218-200-32-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 1326 ROWENA AVE |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | LOT 32 TR 004860 |
| Legal Subdivision | RANCHO TWIN OAKS |
| Legal Tract | 004860 |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20038 |
1326 Rowena Ave is owned and occupied by two individuals who bought it in July 1999.
Source: San Diego County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1326 ROWENA AVE, SAN MARCOS, CA 92069-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Feb 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage SOUTH PACIFIC FINANCIAL CORP |
| Feb 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH PACIFIC FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1999 · Amount on File |
| Deed Sale | Jul 1, 1999 · Amount on File |
| Prior Sale | Mar 30, 1988 · Amount on File |
| Deed Document Number | 1999462298 |
| Prior Transfer Date | Oct 16, 1996 |
| Prior Transfer Doc | 0000542521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 17, 2026 |
| Property Address | 1326 ROWENA AVE, SAN MARCOS, CA 92069-1108 |
| Document Number | 0000239822 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026239822 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1326 ROWENA AVE, SAN MARCOS, CA 92069-1108 |
| Document Number | 0000239822, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 2026239822 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1326 ROWENA AVE, SAN MARCOS, CA 92069-1108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000067302 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 2017-0067302 |
| Name | SOUTH PACIFIC FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | RANCHO CUCAMONGA, CA 91730 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1326 ROWENA AVE, SAN MARCOS, CA 92069-1108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000074484 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 2018-0074484 |
| Name | SOUTH PACIFIC FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | ONTARIO, CA 91761 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 1326 Rowena Ave was $3,140 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $284,324 (+2%) Land $78,728 Building $205,596 | |
| 2025 | $3,140.00 Homeowner's exemption | $278,750 Land $77,185 Building $201,565 |
| 2023 | $2,916.00 (+1.43%) Homeowner's exemption | $267,928 Land $74,189 Building $193,739 |
| 2022 | $2,875.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1326 Rowena Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1326 Rowena Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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