1326 Oak St, Waterloo, WI 53594 Property Records

Jefferson County property record for 1326 Oak St, Waterloo, WI 53594

Property Summary

Property TypeSingle Family Home
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Nov 2021)
Tax Bill$5,651 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN290-0813-0544-008

Property Details

APN / Parcel Number

Primary APN290-0813-0544-008

Exterior

Lot Area16,988 sqft (0.389 acres)

Location & Zoning

Street Address1326 OAK ST
CityWATERLOO
StateWI
Zip53594-1257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4, HERITAGE HILLS
Legal Range13E
Legal Township08N
Legal Section05
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionHERITAGE HILL
Legal Lot Number4
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2005
Census Tract100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1326 OAK ST, WATERLOO, WI 53594-1257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2021 · Amount on Record
Deed SaleNov 2, 2021 · Amount on Record
Deed Document Number1454323
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WI
Recording DateNov 2, 2021
Property Address1326 OAK ST, WATERLOO, WI 53594-1257
Document Number0001454323
Instrument DateOct 29, 2021
Instrument1454323
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$885.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1326 OAK ST, WATERLOO, WI 53594-1257

Mortgage

Document Number0001454324
DateNov 2, 2021
Instrument1454324
Lender
NameFAIRWAY INDEPENDENT MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWaterloo City
Unified School DistrictWaterloo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,651.00 (+27.74%) Homeowner's exemption$308,400 (+40.18%) Land $51,500 Building $256,900$340,300
2023$4,424.00 Homeowner's exemption$220,000 Land $42,500 Building $177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2008)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATERWORKS
serves 3,520 people · EPA ID WI1280115
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2019
Lead public education
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Bertram Communications
Fixed Wireless
100 / 20

May also be available: Netwurx.

Nearby Properties on Oak St

Nearby Streets

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