Davis County property record for 1326 N 2225 W, Layton, UT 84041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,148 sqft · built 2000 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2019) |
| Tax Bill | $2,300 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-358-1002 |
| Primary APN | 12-358-1002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Basement Area | 530 sqft |
| Unfinished Basement | 530 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1326 N 2225 W |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84041-7751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | ALL OF LOT 1002, CHELSIE PARK SUBDIVISION NO 10. CONTAINS 0.18 ACRES |
| Legal Subdivision | CHELSLE PARK SUBDIVISION NO 10 |
| Legal Lot Number | 1002 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 125414 |
1326 N 2225 W is owned and occupied by two individuals who bought it in March 2019.
Source: Davis County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1326 N 2225 W, LAYTON, UT 84041-7751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN AMERICA FCU |
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Mar 27, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on File |
| Deed Sale | Mar 27, 2019 · Amount on File |
| Prior Sale | Dec 17, 2010 · Amount on File |
| Deed Document Number | 20193150381 |
| Deed Book / Page | 7228 / 503 |
| Prior Transfer Date | Jan 4, 2005 |
| Prior Transfer Doc | 0002139220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1326 N 2225 W, LAYTON, UT 84041-7751 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 008307/773 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 8307/773 |
| Instrument | 3538800 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 31, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1326 N 2225 W, LAYTON, UT 84041-7751 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | LINCOLN TITLE INSUR |
| Name | Verified Name |
|---|
| Document Number | 0008134/44 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 8134/44 |
| Instrument | 3507456 |
| Name | GOLDENWEST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1326 N 2225 W, LAYTON, UT 84041-7751 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 007922/853 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 7922/853 |
| Instrument | 3448551 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1326 N 2225 W, LAYTON, UT 84041-7751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1326 N 2225 W, LAYTON, UT 84041-7751 |
| Document Number | 0003153050 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 7238/1011 |
| Instrument | 3153050 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | WEST JORDAN, UT 84084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Mar 27, 2019 |
| Property Address | 1326 N 2225 W, LAYTON, UT 84041-7751 |
| Document Number | 7228/0503 |
| Book / Page | 7228 / 0503 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 3150381 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | STEWART TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1326 N 2225 W, LAYTON, UT 84041-7751 |
| Document Number | 3150382 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 3150382 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 1326 N 2225 W was $2,300, up 3.6% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,800 (-0.68%) Land $104,812 Building $134,988 | $436,000 (-0.68%) Land $190,568 Building $245,432 | |
| 2025 | $2,300.00 (+3.6%) | $241,451 Land $106,211 Building $135,240 | $439,000 Land $193,110 Building $245,890 |
| 2024 | $2,220.00 (+3.98%) | ||
| 2023 | $2,135.00 (-7.74%) | $398,000 Land $115,293 Building $282,707 | $398,000 Land $115,293 Building $282,707 |
| 2022 | $2,314.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1326 N 2225 W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1326 N 2225 W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 2,000 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Connext Networks, Rise Broadband, Utah Broadband, Verizon.
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