Schenectady County and Schenectady City property record for 1326 Main St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1915 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Oct 2024) |
| Tax Bill | $3,398 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.71-4-8 |
| Primary APN | 421500 49.71-4-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 520 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 150 ft deep x 35 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 312 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1326 MAIN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD & POOL |
| Legal Block | 4 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 21600 |
1326 Main St is owned by an individual who bought it in October 2024.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 914 PENNSYLVANIA AVE, SCHENECTADY, NY 12303-1434 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2024 · Amount on File |
| Deed Sale | Oct 8, 2024 · Amount on File |
| Prior Sale | Mar 3, 2000 · Amount on File |
| Deed Document Number | 202459659 |
| Deed Book / Page | 2139 / 384 |
| Prior Transfer Date | Mar 18, 2002 |
| Prior Transfer Doc | 1620000920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1326 MAIN ST, SCHENECTADY, NY 12303-1810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1326 MAIN ST, SCHENECTADY, NY 12303-1810 |
| Document Number | 0000008621 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 5289/471 |
| Instrument | 202308621 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 2, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1326 Main St was $3,398, up 20.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,398.00 (+20.33%) | ||
| 2025 | $2,824.00 | $58,400 Land $8,800 Building $49,600 | $96,705 Land $14,572 Building $82,133 |
| 2023 | $58,400 (-) Land $8,800 Building $49,600 | $73,924 (+3.8%) Land $11,139 Building $62,785 | |
| 2022 | $58,400 Land $8,800 Building $49,600 | $71,220 Land $10,732 Building $60,488 | |
| 2021 | $2,478.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1326 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1326 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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