Harford County property record for 1326 Germander Dr, Belcamp, MD 21017
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,120 sqft · built 1994 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,118 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-251171 |
| Primary APN | 01-251171 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 150 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 251171 |
|---|---|
| Street Address | 1326 GERMANDER DR |
| City | BELCAMP |
| State | MD |
| Zip | 21017-1652 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 261 2000 SF 1326 GERMANDER DRIVE RIVERSIDE S3J PT 74/74 |
| Legal Subdivision | RIVERSIDE |
| Legal Lot Number | 261 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 301704 |
1326 Germander Dr, a townhouse, is owned and occupied by an individual who acquired it in October 2008.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1326 GERMANDER DR, BELCAMP, MD 21017-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2008 |
| Deed Sale | Oct 27, 2008 |
| Prior Sale | Jun 22, 1994 · Amount on File |
| Deed Document Number | 2008656 |
| Deed Book / Page | 7968 / 514 |
| Prior Transfer Date | Jul 23, 2008 |
| Prior Transfer Doc | 0079680514 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1326 Germander Dr was $2,118 with a homeowner's exemption, up 18% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,118.00 (+17.99%) Homeowner's exemption | $194,400 (+6.97%) Land $45,000 Building $149,400 | $194,400 (-) Land $45,000 Building $149,400 |
| 2025 | $1,795.00 Homeowner's exemption | $181,733 | $194,400 Land $45,000 Building $149,400 |
| 2023 | $156,400 Land $45,000 Building $111,400 | $156,400 Land $45,000 Building $111,400 | |
| 2022 | $1,635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1326 Germander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1326 Germander Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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