Charlotte County property record for 1326 Gary St, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1958 |
| Lot Size | 0.385 acres (16,800 sqft) |
| Owner | Owner Name on File |
| Last Sale | $5,000 (Oct 2012) |
| Tax Bill | $998 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-35-127-003 |
| Primary APN | 40-23-35-127-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Gross Area | 1,092 sqft |
| 1st Floor Area | 828 sqft |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 16,800 sqft (0.385 acres) |
| Lot Dimensions | 112 ft deep x 150 ft wide |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004625073 |
|---|---|
| Old Parcel Number | 00864480000009 |
| Street Address | 1326 GARY ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | HRN 000 0000 0006 HIRONS SUB LTS 6 & 7 DC512/415 520/173 521/376 525/114 729/1320 1184/30 AGD1573/181 1626/10 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 35 |
| Legal Subdivision | HIRONS |
| Legal Lot Number | 6-7 7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 10200 |
The current owner of 1326 Gary St bought it in October 2012.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 29167 PALM SHORES BLVD, PUNTA GORDA, FL 33982-1121 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2012 · Amount on File |
| Deed Sale | Oct 23, 2012 · Amount on File |
| Prior Sale | Jul 9, 1998 · Amount on File |
| Deed Document Number | 2131506 |
| Deed Book / Page | 3703 / 20 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1326 Gary St was $998.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $998.00 | $37,840 | $58,706 Land $31,680 Building $27,026 |
| 2023 | $1,697.00 (+9.63%) | $26,498 (-74.8%) | $58,774 (-44.11%) Land $33,120 Building $25,654 |
| 2022 | $1,548.00 | $105,154 Land $22,032 Building $83,122 | $105,154 Land $22,032 Building $83,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1326 Gary St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1326 Gary St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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