1326 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1326 Elm St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,309 sqft · built 1890
Lot Size0.06 acres (2,600 sqft)
OwnerIndividual Name on File
Last Sale$116,000 (Jun 2026)
Tax Bill$1,408 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2023 Line of Credit
+ 7 more
Flood ZoneZone X (reduced by levee)
APN10-24-432-010

Property Details

APN / Parcel Number

Primary APN10-24-432-010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,309 sqft Living Area
1st Floor Area590 sqft
Upper Floors Area590 sqft
Basement Area295 sqft
Unfinished Basement295 sqft
Game RoomGame Room
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,600 sqft (0.06 acres)
Lot Dimensions100 ft deep x 26 ft wide

Exterior Amenities

PorchSlab
Porch Area204 sqft
Deck Area104 sqft
Patio Area104 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1326 ELM ST
CityDUBUQUE
StateIA
Zip52001-4953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionS 1/2 LOT 195 EAST DUBUQUE ADD
Legal Range02E
Legal Township89N
Legal Section24
Legal SubdivisionPRESCOTT
Legal Lot Number195
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1041
Census Tract100

Owner

1326 Elm St is owned by an individual who bought it in June 2026.

Source: Dubuque County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address14147 N CASCADE RD, DUBUQUE, IA 52003-8415
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Warranty Deed, Transfer · Conventional Mortgage
DUPACO COMMUNITY CREDIT UNION
Nov 15, 2023Deed of Trust, Mortgage · Line of Credit
OHNWARD BANK & TRUST CO
Nov 15, 2023Deed of Trust, Mortgage · Line of Credit
OHNWARD BANK & TRUST
Dec 8, 2022Deed of Trust, Mortgage · Line of Credit
COLLINS COMMUNITY CU
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
PREMIER BANK
Jul 26, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU
Nov 14, 2019Warranty Deed, Transfer · Conventional Mortgage
PREMIER BANK
Nov 16, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 28, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2026 · Amount on File
Deed SaleJun 22, 2026 · Amount on File
Prior SaleNov 14, 2019 · Amount on File
Deed Document Number20266741
Prior Transfer DateAug 20, 2018
Prior Transfer Doc0000011457
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateJun 22, 2026
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Document Number0000006741
Instrument DateJun 15, 2026
Instrument20266741
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,664.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14147 N CASCADE RD, DUBUQUE, IA 52003-8415

Mortgage

Document Number0000006742,
DateJun 22, 2026
Instrument20266742
Lender
NameDUPACO COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Transaction TypeMortgage
Record UpdatedJan 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 TAHOE LN SE, CEDAR RAPIDS, IA 52403-2074

Mortgage

Document Number0000010881
DateNov 15, 2023
Instrument2023-00010881
Lender
NameOHNWARD BANK & TRUST CO
TypeBank
AddressMARION, IA 52302
Agreement
TypeLine of Credit
AmountAmount on Record

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 TAHOE LN SE, CEDAR RAPIDS, IA 52403-2074

Mortgage

Document Number0000010881
DateNov 15, 2023
Instrument2023-00010881
Lender
NameOHNWARD BANK & TRUST
TypeBank
AddressMARION, IA 52302
Agreement
TypeLine of Credit
AmountAmount on Record

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 TAHOE LN SE, CEDAR RAPIDS, IA 52403-2074

Mortgage

Document Number0000014744
DateDec 8, 2022
Instrument2022-00014744
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 2, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008857
DateJun 23, 2020
Instrument2020-00008857
Lender
NamePREMIER BANK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount on Record

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012247
DateJul 26, 2021
Instrument2021-00012247
Lender
NameCOMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 20, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateNov 14, 2019
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Document Number0000014138
Instrument DateNov 8, 2019
Instrument2019-00014138
Transaction TypeTransfer
Record UpdatedJan 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$111.20
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1108 ALTHAUSER AVE, DUBUQUE, IA 52001-2010

Mortgage

Document Number0000014139
DateNov 14, 2019
Instrument2019-00014139
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUBUQUE IA
Recording DateNov 16, 2018
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Document Number0000013562
Instrument DateNov 13, 2018
Instrument13562
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9120 LONG TAIL LN DUBUQUE IA 520039752, DUBUQUE, IA 52003-9752

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUBUQUE IA
Recording DateSep 28, 2018
Property Address1326 ELM ST, DUBUQUE, IA 52001-4953
Document Number0000011457
Instrument DateAug 20, 2018
Instrument11457
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$39.68
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9120 LONG TAIL LN DUBUQUE IA 520039752, DUBUQUE, IA 52003-9752

Tax Assessment & Valuation

The 2025 property tax bill for 1326 Elm St was $1,408.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,408.00$101,700 Land $10,400 Building $91,300$101,700 Land $10,400 Building $91,300
2024$1,408.00
2023$97,900 (+29.07%) Land $9,100 Building $88,800$97,900 Land $9,100 Building $88,800
2022$1,308.00$75,850 Land $7,800 Building $68,050
2021$75,850 Land $7,800 Building $68,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1326 Elm St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2001–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes And Flooding, May 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1326 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
100 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on Elm St

Nearby Streets

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