1326 E 2nd St, Washington, IA 52353 Property Records

Washington County property record for 1326 E 2nd St, Washington, IA 52353

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,020 sqft · built 1950
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$178,500 (Sep 2026)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-16-304-009`

Property Details

APN / Parcel Number

Primary APN	`11-16-304-009`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1326 E 2ND ST
City	WASHINGTON
State	IA
Zip	52353-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 05 SMOUSES 2ND ADD LOT 12 & E1/2
Legal Subdivision	SMOUSES 2ND ADD
Legal Block	304
Legal Lot Number	12
Jurisdiction	WASHINGTON IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3002
Census Tract	960300

Owner

1326 E 2nd St is owned and occupied by two individuals who bought it in September 2026.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1326 E 2ND ST, WASHINGTON, IA 52353-2107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · FHA Mortgage QRL FINANCIAL SERVICES
Aug 21, 2026	Deed of Trust, Mortgage · Construction Mortgage FEDERATION BANK
Dec 30, 2025	Deed of Trust, Mortgage HILLS BANK AND TRUST CO
May 22, 2019	Warranty Deed, Transfer · ARM HILLS BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	May 22, 2019 · Amount on File
Deed Document Number	20263184
Prior Transfer Date	May 7, 2019
Prior Transfer Doc	0020191443
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON IA
Recording Date	Sep 21, 2026
Property Address	1326 E 2ND ST, WASHINGTON, IA 52353-2107
Document Number	0000003184
Instrument Date	Sep 15, 2026
Instrument	20263184
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 E 2ND ST, WASHINGTON, IA 52353-2107

Mortgage

Document Number	0000003185,
Date	Sep 21, 2026
Instrument	20263185

Lender

Name	QRL FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Recording Date	Aug 21, 2026
Property Address	1326 E 2ND ST, WASHINGTON, IA 52353-2107
Document Number	0000002826
Instrument Date	Aug 17, 2026
Instrument	20262826
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 E 2ND ST, WASHINGTON, IA 52353-2107

Mortgage

Document Number	0000002826,
Date	Aug 21, 2026
Instrument	20262826

Lender

Name	FEDERATION BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2027

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	1326 E 2ND ST, WASHINGTON, IA 52353-2107
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020254445
Date	Dec 30, 2025
Instrument	2025-4445

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Amount	Amount on Record
Term	62 Months
Due	Feb 3, 2031

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON IA
Recording Date	May 22, 2019
Property Address	1326 E 2ND ST, WASHINGTON, IA 52353-2107
Document Number	0020191442
Instrument Date	May 7, 2019
Instrument	2019-1442
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 E 2ND ST, WASHINGTON, IA 52353-2107

Mortgage

Document Number	0020191443
Date	May 22, 2019
Instrument	2019-1443

Lender

Name	HILLS BANK AND TRUST COMPANY

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jun 1, 2026
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 1326 E 2nd St was $2,294, down 16% from the year before.

Source: Washington County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Washington County
Municipality	Washington City
Unified School District	Washington Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,400 (-) Land $17,600 Building $120,800	$138,400 (-) Land $17,600 Building $120,800
2025	$2,294.00 (-15.97%)	$138,400 Land $17,600 Building $120,800	$138,400 Land $17,600 Building $120,800
2024	$2,730.00
2023		$128,800 (+31.97%) Land $17,600 Building $111,200	$128,800 Land $17,600 Building $111,200
2022	$2,352.00	$97,600 Land $17,600 Building $80,000
2021			$97,600 Land $17,600 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1326 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1326 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON WATER DEPARTMENT serves 7,362 people · EPA ID IA9271068
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalona Cooperative Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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