1326 Arroyo Dr, Napa, CA 94559 Property Records

Napa County property record for 1326 Arroyo Dr, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,508 sqft · built 1947
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$699,000 (Oct 2014)
Tax Bill	$10,403 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-131-019-000`

Property Details

APN / Parcel Number

Primary APN	`003-131-019-000`
Alternative APNs	`003-131-019` `00313119`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	003-131-019
Street Address	1326 ARROYO DR
City	NAPA
State	CA
Zip	94559-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT5
Legal Description	LITZ SUB LOT 8
Legal Subdivision	LITZ
Legal Lot Number	8
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2034
Census Tract	200503

Owner

1326 Arroyo Dr is owner-occupied and held in a trust since March 2021.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1326 ARROYO DR, NAPA, CA 94559-1940
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
May 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 7, 2021	Intrafamily Transfer, Transfer RADIAN SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2014 · Amount on File
Deed Sale	Oct 27, 2014 · Amount on File
Prior Sale	Feb 28, 2014 · Amount on File
Deed Document Number	201422248
Last Transfer Date	Mar 9, 2021
Transfer Doc	0000016111
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1326 ARROYO DR, NAPA, CA 94559-1940
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 ARROYO DR, NAPA, CA 94559-1940

Mortgage

Document Number	0000000391
Date	Jan 13, 2026
Instrument	2026-0000391

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	May 7, 2021
Property Address	1326 ARROYO DR, NAPA, CA 94559-1940
Document Number	0000016111
Map Reference	MB 3 PG 47
Instrument Date	Mar 9, 2021
Instrument	2021-0016111
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 ARROYO DR, NAPA, CA 94559-1940

Mortgage

Document Number	0000016112
Date	May 7, 2021
Instrument	2021-0016112

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	May 7, 2021
Property Address	1326 ARROYO DR, NAPA, CA 94559-1940
Document Number	0000016113
Map Reference	MB 3 PG 47
Instrument Date	Mar 9, 2021
Instrument	2021-0016113
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1326 ARROYO DR, NAPA, CA 94559-1940

Tax Assessment & Valuation

The 2026 property tax bill for 1326 Arroyo Dr was $10,403 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,403.00 (+2.13%) Homeowner's exemption	$856,886 (+2%) Land $275,820 Building $581,066	$856,886 (+2%) Land $275,820 Building $581,066
2025	$10,186.00 Homeowner's exemption	$840,085 Land $270,412 Building $569,673	$840,085 Land $270,412 Building $569,673
2023	$9,685.00 (+1.4%) Homeowner's exemption	$807,464 Land $259,912 Building $547,552
2022	$9,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1326 Arroyo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	222 units insured incl. 160 condo units
Nearby Flood Claims	341 (1982–2014)
Claims Outside the SFHA	21 of 341
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 107 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 77 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1326 Arroyo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Valley Internet.

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