1326 230th St, Garwin, IA 50632 Property Records

Tama County property record for 1326 230th St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,865 sqft · built 1900
Lot Size	25.2 acres (1,100,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Jan 2020 Refinance Nov 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09.10.100.015`

Property Details

APN / Parcel Number

Primary APN	`09.10.100.015`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,865 sqft Living Area
Basement Area	383 sqft
Unfinished Basement	801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,100,761 sqft (25.2 acres)
Garage Type	Attached
Garage Area	1,680 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	36 sqft
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1326 230TH ST
City	GARWIN
State	IA
Zip	50632-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-84-16 PT PCL 'B' NW 1/4 (PT FOREST RES)
Legal Range	16W
Legal Township	84N
Legal Section	10
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3008
Census Tract	290300

Owner

1326 230th St is owned and occupied by two individuals.

Source: Tama County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1326 230TH ST, GARWIN, IA 50632-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK
Apr 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK & TRUST
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS SAVINGS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1326 230TH ST, GARWIN, IA 50632-9507
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020200145
Date	Jan 17, 2020
Instrument	202020-0145

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1326 230TH ST, GARWIN, IA 50632-9507
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192706
Date	Nov 12, 2019
Instrument	2019-2706

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1326 230TH ST, GARWIN, IA 50632-9507
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200755
Date	Apr 3, 2020
Instrument	2020-0755

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2030

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1326 230TH ST, GARWIN, IA 50632-9507
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202161
Date	Aug 27, 2020
Instrument	2020-2161

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1326 230TH ST, GARWIN, IA 50632-9507
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230316
Date	Feb 6, 2023
Instrument	2023-0316

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1326 230th St was $4,256 with a homeowner's exemption.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00	$322,250 Land $44,010 Building $278,240	$322,250 Land $44,010 Building $278,240
2023		$170,320 Land $34,890 Building $135,430	$170,320 Land $34,890 Building $135,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1326 230th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1326 230th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

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