13257 Spring Rd, Onaway, MI 49765 Property Records

Cheboygan County property record for 13257 Spring Rd, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	4.72 acres (205,603 sqft)
Owner	2 Individual Names on File
Last Sale	$134,900 (Dec 2018)
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-012-110-093-00`

Property Details

APN / Parcel Number

Primary APN	`232-012-110-093-00`

Exterior

Lot Area	205,603 sqft (4.72 acres)

Location & Zoning

Street Address	13257 SPRING RD
City	ONAWAY
State	MI
Zip	49765-8745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM W1/4 COR SEC 12, T33N,R1E; TH S 89D 34M 45S E ALG E-W 1/4 LI 110.01FT; TH N 56D 28M 34S E 261.53FT; TH N 15D 25M 27S E
Legal Range	01E
Legal Township	033
Legal Section	12
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	1
Census Block	1149
Census Tract	960800

Owner

Source: Cheboygan County records · APN 232-012-110-093-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13257 SPRING RD, ONAWAY, MI 49765-8745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION
Dec 28, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Dec 11, 2009 · Amount on Record
Deed Book / Page	1376 / 431
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	13257 SPRING RD, ONAWAY, MI 49765-8745
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13257 SPRING RD, ONAWAY, MI 49765-8745

Mortgage

Document Number	0000001408/0000000398
Date	Mar 25, 2020
Book Page	0000001408/0000000398

Lender

Name	COMMUNITY FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	13257 SPRING RD, ONAWAY, MI 49765-8745
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13257 SPRING RD, ONAWAY, MI 49765-8745

Mortgage

Document Number	0000001413/0000000465
Date	May 28, 2020
Book Page	0000001413/0000000465

Lender

Name	COMMUNITY FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 28, 2018
Property Address	13257 SPRING RD, ONAWAY, MI 49765-8745
Document Number	1376/431
Book / Page	1376 / 431
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7033 INDIAN RESERVE RD, ALPENA, MI 49707-9210

Mortgage

Document Number	001376/434
Date	Dec 28, 2018
Book Page	1376/434

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,100 (+18.09%)	$274,200 (+18.09%)
2025	$1,382.00 (+6.72%)
2023		$116,100	$232,200
2022	$1,295.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Presque Isle Electric & Gas Co-op Fiber	1,000 / 1,000

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spring Rd

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