13255 N Reward Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13255 N Reward Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,373 sqft · built 2015
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Tax Bill	$84 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RK2940080020`

Property Details

APN / Parcel Number

Primary APN	`RK2940080020`
Alternative APN	`322252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,373 sqft Living Area
1st Floor Area	1,373 sqft
Great Room	Great Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	322252
Street Address	13255 N REWARD LOOP
City	RATHDRUM
State	ID
Zip	83858-7195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE SKY, LT 2 BLOCK 8 0651N04W
Legal Range	04W
Legal Township	51N
Legal Section	06
Legal Subdivision	PRAIRIE SKY
Legal Block	8
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2023
Census Tract	303

Owner

13255 N Reward Loop is owned and occupied by two individuals who acquired it in July 2026.

Source: Kootenai County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer ALLIANCE TITLE
Feb 21, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC
Nov 18, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026
Deed Sale	Jul 30, 2026
Prior Sale	Dec 17, 2015 · Amount on File
Deed Document Number	20263051606
Prior Transfer Date	Jun 23, 2022
Prior Transfer Doc	0002905516
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 30, 2026
Property Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195
Document Number	0003051606
Instrument Date	Jul 20, 2026
Instrument	20263051606
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI COUNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2583603000
Date	Feb 21, 2017
Instrument	2583603000

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2818087000
Date	Mar 11, 2021
Instrument	2818087000

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2754277000
Date	May 29, 2020
Instrument	2754277000

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2872345000
Date	Nov 18, 2021
Instrument	2872345000

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jun 23, 2022
Property Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195
Document Number	2905516000
Map Reference	MB K PG 294
Instrument Date	Jun 23, 2022
Instrument	2905516000
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13255 N REWARD LOOP, RATHDRUM, ID 83858-7195

Tax Assessment & Valuation

The 2025 property tax bill for 13255 N Reward Loop was $84 with a homeowner's exemption, down 47.8% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$84.00 (-47.83%) Homeowner's exemption	$435,940 Land $175,000 Building $260,940	$435,940 Land $175,000 Building $260,940
2024	$161.00 (-90.27%)
2023	$1,654.00 (-25.23%) Homeowner's exemption	$457,634 (-5.32%) Land $175,000 Building $282,634	$457,634 (-5.32%) Land $175,000 Building $282,634
2022	$2,212.00 Homeowner's exemption	$483,328 Land $175,000 Building $308,328	$483,328 Land $175,000 Building $308,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13255 N Reward Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13255 N Reward Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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