1325 Wallgate Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1325 Wallgate Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1955
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Feb 2023)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-133-015`

Property Details

APN / Parcel Number

Primary APN	`8913-27-133-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	275 sqft
Unfinished Basement	672 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	90 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1325 WALLGATE AVE
City	WATERLOO
State	IA
Zip	50701-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 7 BLK 29
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HAGERMAN PLACE
Legal Block	29
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2004
Census Tract	1502

Owner

1325 Wallgate Ave is owned and occupied by an individual who bought it in February 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1325 WALLGATE AVE, WATERLOO, IA 50701-2456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU
Aug 20, 2020	Warranty Deed, Transfer · Line of Credit DEWITT BANK & TRUST CO
Aug 20, 2020	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on File
Deed Sale	Feb 8, 2023 · Amount on File
Prior Sale	Aug 20, 2021 · Amount on File
Deed Document Number	202311166
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 8, 2023
Property Address	1325 WALLGATE AVE, WATERLOO, IA 50701-2456
Document Number	202300011166
Instrument Date	Jan 19, 2023
Instrument	202300011166
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 WALLGATE AVE, WATERLOO, IA 50701-2456

Mortgage

Document Number	202300011167
Date	Feb 8, 2023
Instrument	202300011167

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 20, 2020
Property Address	1325 WALLGATE AVE, WATERLOO, IA 50701-2456
Document Number	202100003704
Instrument Date	Aug 14, 2020
Instrument	202100003704
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1325 WALLGATE AVE, WATERLOO, IA 50701-2456

Mortgage

Document Number	202100003705
Date	Aug 20, 2020
Instrument	202100003705

Lender

Name	DEWITT BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

August 2020: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 20, 2020
Property Address	1325 WALLGATE AVE, WATERLOO, IA 50701-2456
Document Number	202100003703
Instrument Date	Aug 13, 2020
Instrument	202100003703
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$119.20
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1325 WALLGATE AVE, WATERLOO, IA 50701-2456

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Wallgate Ave was $2,492 with a homeowner's exemption, up 16% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (+16.01%) Homeowner's exemption	$132,950 Land $12,610 Building $120,340	$132,950 Land $12,610 Building $120,340
2024	$2,148.00
2023		$109,260 (+27.54%) Land $12,610 Building $96,650	$109,260 Land $12,610 Building $96,650
2022	$1,686.00 Homeowner's exemption	$85,670 Land $12,610 Building $73,060
2021			$85,670 Land $12,610 Building $73,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Wallgate Ave in Zone X, where a levee reduces flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1325 Wallgate Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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