1325 W Vine St, Radcliff, KY 40160 Property Records

Hardin County property record for 1325 W Vine St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,404 sqft · built 1957
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Mar 2026)
Tax Bill	$885 (2025)
Deeds & Mortgages	Aug 2010 Line of Credit Feb 2005 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140-30-03-018`

Property Details

APN / Parcel Number

Primary APN	`140-30-03-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	19,646 sqft (0.451 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Patio Area	416 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1325 W VINE ST
City	RADCLIFF
State	KY
Zip	40160-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOSEPHS PL LT 1
Legal Subdivision	ST JOSEPHS PL
Legal Block	3
Legal Lot Number	1
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1004
Census Tract	700

Owner

Source: Hardin County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 W VINE ST, RADCLIFF, KY 40160-1943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2010	Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU
Feb 7, 2005	Deed of Trust, Mortgage · Line of Credit CENTURY LENDING CO
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FORT KNOX FCU
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FORT KNOX FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Feb 13, 2026 · Amount on Record
Deed Book / Page	1598 / 652
Record Updated	Sep 20, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1325 W VINE ST, RADCLIFF, KY 40160-1943
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001951/422
Date	Aug 27, 2010
Book Page	1951/422

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1325 W VINE ST, RADCLIFF, KY 40160-1943
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001446/360
Date	Feb 7, 2005
Book Page	1446/360

Lender

Name	CENTURY LENDING CO
Type	Lending Institution
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1325 W VINE ST, RADCLIFF, KY 40160-1943
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02211/0016
Date	Sep 22, 2017
Book Page	2211/0016

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 24, 2026
Property Address	1325 W VINE ST, RADCLIFF, KY 40160-1943
Document Number	001598/652
Book / Page	1598 / 652
Instrument Date	Mar 23, 2026
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	VISTA TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3703 TAYLORSVILLE RD STE 215, 215, LOUISVILLE, KY 40220-1331

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1325 W VINE ST, RADCLIFF, KY 40160-1943

Mortgage

Document Number	0026061099
Date	Mar 24, 2026
Instrument	2606/1099

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1325 W VINE ST, RADCLIFF, KY 40160-1943
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0022110016
Date	Sep 22, 2017
Book Page	2211/0016

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00 (+31.31%) Homeowner's exemption Additional exemption filed	$139,400 (+28.95%) Land $15,000 Building $124,400	$139,400 (+28.95%) Land $15,000 Building $124,400
2023		$108,100 (-) Land $14,000 Building $94,100	$108,100 (-) Land $14,000 Building $94,100
2022		$108,100 Land $14,000 Building $94,100	$108,100 Land $14,000 Building $94,100
2021	$674.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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