1325 Tractor Pass, Schertz, TX 78154 Property Records

Guadalupe County property record for 1325 Tractor Pass, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,491 sqft · built 2009
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$173,900 (Oct 2009)
Tax Bill	$4,677 (2024)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1G1664200702700000`

Property Details

APN / Parcel Number

Primary APN	`1G1664200702700000`
Alternative APNs	`000000134057` `000000122997` `134057`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,491 sqft Living Area
Gross Area	2,989 sqft
1st Floor Area	1,339 sqft
2nd Floor Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	118 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1325 TRACTOR PASS
City	SCHERTZ
State	TX
Zip	78154-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KRAMER FARM UNIT #2 BLOCK 7 LOT 27
Legal Subdivision	KRAMER FARM UNIT #2
Legal Tract	27
Legal Block	7
Legal Lot Number	27
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3006
Census Tract	210706

Owner

1325 Tractor Pass is owned and occupied by two individuals who bought it in October 2009.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1325 TRACTOR PASS, SCHERTZ, TX 78154-1847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2009 · Amount on File
Deed Sale	Oct 19, 2009 · Amount on File
Deed Document Number	200918828
Deed Book / Page	2802 / 288
Prior Transfer Date	Oct 9, 2009
Prior Transfer Doc	0000018828
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	1325 TRACTOR PASS, SCHERTZ, TX 78154-1847
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099015271
Date	May 4, 2021
Instrument	202199015271

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Sep 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	1325 TRACTOR PASS, SCHERTZ, TX 78154-1847
Document Number	0000019636
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 TRACTOR PASS SCHERTZ TX 781541847, SCHERTZ, TX 78154-1847

Mortgage

Document Number	0000019636
Date	Jul 29, 2020
Instrument	19636

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	1325 TRACTOR PASS, SCHERTZ, TX 78154-1847
Document Number	0000027266
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 TRACTOR PASS SCHERTZ TX 781541847, SCHERTZ, TX 78154-1847

Mortgage

Document Number	0000027266
Date	Nov 26, 2019
Instrument	27266

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,527 (-4.96%) Land $42,465 Building $260,062	$302,527 (-4.96%) Land $42,465 Building $260,062
2025		$318,321 Land $36,987 Building $281,334	$318,321 Land $36,987 Building $281,334
2024	$4,677.00 (-0.72%)
2023	$4,711.00 (-11.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$322,993 Land $40,180 Building $282,813	$322,993 Land $40,180 Building $282,813
2022	$5,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Tractor Pass in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1998–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1325 Tractor Pass has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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