St. Charles County property record for 1325 Snowbird Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,114 sqft · built 1996 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Nov 2024) |
| Tax Bill | $3,719 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A962001217 |
| Primary APN | A962001217 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Living Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 672 sqft |
| Unfinished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A962001217 |
|---|---|
| Street Address | 1325 SNOWBIRD LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | ALPINE RIDGE EST #1 LOT 7 |
| Legal Subdivision | ALPINE RIDGE EST #1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 311734 |
1325 Snowbird Ln is owned and occupied by an individual who bought it in November 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1325 SNOWBIRD LN, O FALLON, MO 63366-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| May 8, 2023 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on File |
| Deed Sale | Nov 7, 2024 · Amount on File |
| Prior Sale | Apr 21, 1998 · Amount on File |
| Deed Document Number | 202446908 |
| Prior Transfer Date | May 5, 2023 |
| Prior Transfer Doc | 0000017360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1325 SNOWBIRD LN, O FALLON, MO 63366-3201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1325 SNOWBIRD LN, O FALLON, MO 63366-3201 |
| Document Number | 0000049422 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025R-049422 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 8, 2023 |
| Property Address | 1325 SNOWBIRD LN, O FALLON, MO 63366-3201 |
| Document Number | 0000017360 |
| Map Reference | MB 33 PG 66 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023R-017360 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1325 SNOWBIRD LN, O FALLON, MO 63366-3201 |
| Name | Verified Name |
|---|---|
| Address | 12855 S GALLERY ST, OLATHE, KS 66062-6226 |
The 2025 property tax bill for 1325 Snowbird Ln was $3,719.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,849 (-) | $304,469 (-) Land $65,000 Building $239,469 | |
| 2025 | $3,719.00 | $57,849 | $304,469 Land $65,000 Building $239,469 |
| 2023 | $51,996 | ||
| 2022 | $273,666 Land $45,000 Building $228,666 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1325 Snowbird Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1325 Snowbird Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, T-Mobile, Wisper ISP.
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