1325 S Commerce St, Ardmore, OK 73401 Property Records

Carter County property record for 1325 S Commerce St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 1951
Lot Size	3.23 acres (140,699 sqft)
Owner	Individual Name on File
Tax Bill	$1,005 (2025)
Flood Zone	Zone X (minimal risk)
APN	`1990-01-05S-01E-1-001-00`

Property Details

APN / Parcel Number

Primary APN	`1990-01-05S-01E-1-001-00`
Alternative APN	`7061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area

Exterior

Year Built	Built 1951
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Carport
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	112 sqft
Deck Area	360 sqft
Storage Building	1,800 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7061
Street Address	1325 S COMMERCE ST
City	ARDMORE
State	OK
Zip	73401-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG. 1066.6 S & 112.9 W NE/C NE NE; W 547.1; S 253.4; E 565.35; N4.071W 254.05 TO POB-01 05S 01E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1010
Census Tract	893001

Owner

1325 S Commerce St is owned and occupied by an individual.

Source: Carter County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1325 S COMMERCE ST, ARDMORE, OK 73401-5502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1325 S Commerce St was $1,005 with a homeowner's exemption, down 0.1% from the year before.

Source: Carter County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00 (-0.1%) Homeowner's exemption	$11,960 (+3.01%) Land $1,427 Building $10,533	$174,515 (-3.63%) Land $60,001 Building $114,514
2024	$1,006.00 (+6.79%) Homeowner's exemption	$11,611 (+3%) Land $1,385 Building $10,226	$181,094 (+8.34%) Land $60,001 Building $121,093
2023	$942.00 Homeowner's exemption	$11,273 Land $1,191 Building $10,082	$167,152 Land $60,001 Building $107,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 S Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 S Commerce St is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20