1325 Raymond Dr, Montgomery, IL 60538 Property Records

Kane County property record for 1325 Raymond Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,302 sqft · built 1952
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2023)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-35-301-009`

Property Details

APN / Parcel Number

Primary APN	`15-35-301-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1325 RAYMOND DR
City	MONTGOMERY
State	IL
Zip	60538-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARVIRAY MANOR : LOT 9
Legal Subdivision	MARVIRAY MANOR
Legal Block	1
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1002
Census Tract	854401

Owner

Source: Kane County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 RAYMOND DR, MONTGOMERY, IL 60538-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 8, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Apr 27, 2010 · Amount on Record
Deed Document Number	202320872
Prior Transfer Date	Aug 27, 2004
Prior Transfer Doc	0000125529
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 26, 2023
Property Address	1325 RAYMOND DR, MONTGOMERY, IL 60538-1832
Document Number	0000020872
Map Reference	DOC568567MB226PG56
Instrument Date	Jun 21, 2023
Instrument	2023K020872
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 RAYMOND DR, MONTGOMERY, IL 60538-1832

Mortgage

Document Number	0000020873
Date	Jun 26, 2023
Instrument	2023K020873

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Mortgage

Document Number	0000020874
Date	Jun 26, 2023
Instrument	2023K020874

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1325 RAYMOND DR, MONTGOMERY, IL 60538-1832
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046815
Date	Jun 18, 2021
Instrument	2021K046815

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Interest

Rate	3.5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1325 RAYMOND DR, MONTGOMERY, IL 60538-1832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000527
Date	Jan 4, 2018
Instrument	2018K000527

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1325 RAYMOND DR, MONTGOMERY, IL 60538-1832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000999
Date	Jan 8, 2018
Instrument	2018K000999

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 15, 2037

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1325 RAYMOND DR, MONTGOMERY, IL 60538-1832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013313
Date	Apr 5, 2019
Instrument	2019K013313

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 28, 2039

Interest

Rate	7.74%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,893.00 (+20.6%)	$73,372 (+9.39%) Land $16,244 Building $57,128	$220,204 (+9.39%) Land $48,752 Building $171,453
2024		$67,074 (+23.63%) Land $14,850 Building $52,224	$201,303 (+23.67%) Land $44,568 Building $156,735
2022	$3,228.00 (+1.83%) Homeowner's exemption	$54,256 (+7.41%) Land $12,106 Building $42,150	$162,768 (+7.41%) Land $36,318 Building $126,450
2021	$3,170.00 Homeowner's exemption	$50,513 Land $11,271 Building $39,242	$151,539 Land $33,813 Building $117,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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