1325 Post Ave, Rockford, IL 61103 Property Records

Winnebago County property record for 1325 Post Ave, Rockford, IL 61103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,047 sqft · built 1920
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Apr 2021)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1114433020`

Property Details

APN / Parcel Number

Primary APN	`1114433020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Finished Basement	650 sqft
Unfinished Basement	630 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	142 ft deep x 100 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1325 POST AVE
City	ROCKFORD
State	IL
Zip	61103-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVERSIDE ADD LOTS 4 & 5 BLK 27
Legal Subdivision	RIVERSIDE ADD
Legal Block	27
Legal Lot Number	4,5
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2009
Census Tract	3000

Owner

1325 Post Ave is owned and occupied by two individuals who bought it in April 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1325 POST AVE, ROCKFORD, IL 61103-7120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK ROCKFORD
Jan 31, 2017	Grant Deed, Transfer · Conventional with PMI MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	202112540
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1325 POST AVE, ROCKFORD, IL 61103-7120
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012542
Date	Apr 13, 2021
Instrument	2112542

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 13, 2021
Property Address	1325 POST AVE, ROCKFORD, IL 61103-7120
Document Number	0000012540
Instrument Date	Apr 8, 2021
Instrument	2112540
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1325 POST AVE, ROCKFORD, IL 61103-7120

Mortgage

Document Number	0000012541
Date	Apr 13, 2021
Instrument	2112541

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 31, 2017
Property Address	1325 POST AVE, ROCKFORD, IL 61103-7120
Document Number	0001003069
Instrument Date	Jan 25, 2017
Instrument	1003069
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1325 POST AVE ROCKFORD IL 611037120, ROCKFORD, IL 61103-7120

Mortgage

Document Number	1003070
Date	Jan 31, 2017
Instrument	1003070

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Post Ave was $3,928 with a homeowner's exemption, up 5.4% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 (+5.45%) Homeowner's exemption	$50,495 (+11.43%) Land $12,257 Building $38,238	$151,485 (+11.43%) Land $36,771 Building $114,714
2024	$3,725.00	$45,316 Land $11,000 Building $34,316	$135,948 Land $33,000 Building $102,948
2022	Homeowner's exemption	$35,714 Land $8,669 Building $27,045	$107,142 Land $26,007 Building $81,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1325 Post Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1325 Post Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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