Frederick County property record for 1325 Orchard Way, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,316 sqft · built 1987 |
| Lot Size | 0.127 acres (5,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,900 (Feb 1994) |
| Tax Bill | $6,049 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-140179 |
| Primary APN | 02-140179 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 1,708 sqft |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,542 sqft (0.127 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 140179 |
|---|---|
| Street Address | 1325 ORCHARD WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 13 SECT 5C 5542 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS |
| Legal Lot Number | 13 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 750506 |
1325 Orchard Way is owned and occupied by two individuals who bought it in February 1994.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1325 ORCHARD WAY, FREDERICK, MD 21703-6002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 1994 · Amount on File |
| Deed Sale | Feb 15, 1994 · Amount on File |
| Prior Sale | Nov 23, 1987 · Amount on File |
| Deed Book / Page | 1984 / 633 |
| Transfer Doc | 0057290321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1325 ORCHARD WAY, FREDERICK, MD 21703-6002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0165630307 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 16563/307 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2038 |
The 2025 property tax bill for 1325 Orchard Way was $6,049, up 8.3% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,367 (+6.36%) | $388,900 (+19.08%) Land $161,900 Building $227,000 | |
| 2025 | $6,049.00 (+8.27%) | $326,600 Land $115,500 Building $211,100 | $326,600 Land $115,500 Building $211,100 |
| 2024 | $5,587.00 (+11.63%) | ||
| 2023 | $5,005.00 | $273,533 | $326,600 Land $115,500 Building $211,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1325 Orchard Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2014–2018) |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1325 Orchard Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Glo Fiber, T-Mobile, Verizon.
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