Saginaw County property record for 1325 N Outer Dr, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,131 sqft · built 1940 |
| Lot Size | 2.06 acres (89,995 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $973 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 10-12-5-17-1186-001 |
| Primary APN | 10-12-5-17-1186-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Raised Ranch |
| Exterior Material | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 89,995 sqft (2.06 acres) |
| Lot Dimensions | 497 ft deep x 118 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1325 N OUTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-6150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | LOTS 90 & 91 WASHINGTON GARDENS ALSO E 1/2 OF NE 1/4 OF NE 1/4 EXC N 1236 FT AND EXC E 33 FT FOR HWY USED AS ONE PARCEL SEC |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 17 |
| Legal Subdivision | WASHINGTON GARDENS SUB |
| Legal Lot Number | 90-91 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10800 |
1325 N Outer Dr is owned and occupied by two individuals.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1325 N OUTER DR, SAGINAW, MI 48601-6150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1325 N Outer Dr was $973 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,100 | $38,200 | |
| 2025 | $973.00 Homeowner's exemption | ||
| 2023 | $12,500 | $25,000 | |
| 2022 | $860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1325 N Outer Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 17 (1986–2026) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1325 N Outer Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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