1325 McClain Rd, Ardmore, OK 73401 Property Records

Carter County property record for 1325 McClain Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1937
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Mar 2006)
Tax Bill	$948 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12665`

Property Details

APN / Parcel Number

Primary APN	`12665`
Alternative APN	`1990-05-05S-02E-4-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,295 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	392 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	1,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12665
Street Address	1325 MCCLAIN RD
City	ARDMORE
State	OK
Zip	73401-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG 742.3 W & 566.75 N OF SE/C OF NE SE; N00.14W 348.12; S55.19E 481.6; S00.14E 131.9; N81.4027W 399.35 TO POB- 05 05S 02E
Legal Range	02E
Legal Township	05S
Legal Section	05
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	5S
Legal Lot Number	2E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2022
Census Tract	892700

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 MCCLAIN RD, ARDMORE, OK 73401-8661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage AMERICAN NATION BANK
Apr 25, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2006 · Amount on Record
Deed Sale	Mar 1, 2006 · Amount on Record
Prior Sale	Aug 17, 1998 · Amount on Record
Deed Document Number	20062590
Deed Book / Page	4432 / 249
Last Transfer Date	Feb 18, 2022
Transfer Doc	0000001850
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1325 MCCLAIN RD, ARDMORE, OK 73401-8661
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5487, ARDMORE, OK 73403-0487

Mortgage

Document Number	007488/225
Date	Dec 18, 2023
Book Page	7488/225
Instrument	I-2023-012163

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	WILSON, OK 73463

Agreement

Amount	Amount Recorded

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Apr 25, 2022
Property Address	1325 MCCLAIN RD, ARDMORE, OK 73401-8661
Document Number	007214/287
Book / Page	7214 / 287
Instrument Date	Apr 20, 2022
Instrument	I-2022-004549
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5487, ARDMORE, OK 73403-0487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5487, ARDMORE, OK 73403-0487

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,560 (+2.99%) Land $1,800 Building $8,760	$88,002 (-20.25%) Land $15,000 Building $73,002
2025	$948.00 (-0.11%) Homeowner's exemption	$10,253 (+3%) Land $1,800 Building $8,453	$110,342 (-6.51%) Land $15,000 Building $95,342
2024	$949.00 (+5.8%) Homeowner's exemption	$9,954 (+3%) Land $1,800 Building $8,154	$118,024 (+8.51%) Land $15,000 Building $103,024
2023	$897.00 Homeowner's exemption	$9,664 Land $1,800 Building $7,864	$108,767 Land $15,000 Building $93,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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