1325 Laurel Ave, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 1325 Laurel Ave, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,104 sqft · built 1928
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Apr 2023)
Tax Bill	$7,736 (2025)
Deeds & Mortgages	Apr 2023 Sale Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00129-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`37-00129-0000-00005`
Alternative APN	`370012900005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	50 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1325 LAUREL AVE
City	OCEAN
State	NJ
Zip	07712-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C0
Legal Subdivision	WANAMASSA
Legal Block	129
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	5
Census Block	5025
Census Tract	806600

Owner

1325 Laurel Ave is owned and occupied by an individual who bought it in April 2023.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1325 LAUREL AVE, OCEAN, NJ 07712-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Bargain and Sale Deed, Transfer ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Dec 8, 2016 · Amount on File
Deed Document Number	202326672
Deed Book / Page	9641 / 5384
Record Updated	Oct 29, 2026

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 18, 2023
Property Address	1325 LAUREL AVE, OCEAN, NJ 07712-4608
Document Number	0096415384
Book / Page	9641 / 5384
Instrument Date	Apr 6, 2023
Instrument	2023026672
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1318 GARVEN AVE, OCEAN, NJ 07712-4604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 LAUREL AVE, OCEAN, NJ 07712-4608

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1325 LAUREL AVE, OCEAN, NJ 07712-4608
Document Number	0000091170
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 LAUREL AVE OCEAN NJ 077124608, OCEAN, NJ 07712-4608

Mortgage

Document Number	0000091170
Date	Sep 30, 2019
Book Page	009371/002245
Instrument	91170

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Laurel Ave was $7,736, down 0.9% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,500 (+9.54%) Land $425,000 Building $189,500	$614,500 (+9.54%) Land $425,000 Building $189,500
2025	$7,736.00 (-0.9%)	$561,000 Land $405,000 Building $156,000	$561,000 Land $405,000 Building $156,000
2024	$7,806.00
2023		$497,600 Land $370,000 Building $127,600	$497,600 Land $370,000 Building $127,600
2022	$8,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	30 (1984–2023)
Claims Outside the SFHA	19 of 30
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1325 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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