1325 Grade Rd, Falling Waters, WV 25419 Property Records

Berkeley County property record for 1325 Grade Rd, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,536 sqft · built 1993
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-6C-0015.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6C-0015.0000`
Alternative APNs	`02-02-6C-0015.0000` `06124151`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,536 sqft Living Area
1st Floor Area	2,446 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	47,045 sqft (1.08 acres)
Terrain	Rolling
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06124151
Street Address	1325 GRADE RD
City	FALLING WATERS
State	WV
Zip	25419-4079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.08 AC LOT 1 SEC A POTOMAC HEIGHTS
Legal Subdivision	POTOMAC HEIGHTS
Legal Lot Number	1
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1003
Census Tract	971104

Owner

1325 Grade Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1325 GRADE RD, FALLING WATERS, WV 25419-4079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 31, 2022
Transfer Doc	001388/122
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	1325 GRADE RD, FALLING WATERS, WV 25419-4079
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004056/179
Date	Sep 11, 2023
Book Page	4056/179
Instrument	20230025422

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY WV
Recording Date	Mar 31, 2022
Property Address	1325 GRADE RD, FALLING WATERS, WV 25419-4079
Document Number	001388/122
Book / Page	1388 / 122
Map Reference	DB 245 PG 252
Instrument Date	Mar 15, 2022
Instrument	20220013820
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1325 GRADE RD, FALLING WATERS, WV 25419-4079

Mortgage

Document Number	202200138213882683
Date	Mar 31, 2022
Instrument	202200138213882683

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	1325 GRADE RD, FALLING WATERS, WV 25419-4079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3575/612
Date	Oct 16, 2020
Book Page	3575/612
Instrument	20200031955

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Grade Rd was $3,096.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,096.00	$254,700 Land $38,640 Building $216,060	$424,500 Land $64,400 Building $360,100
2023	$3,206.00	$253,680 Land $35,160 Building $218,520	$422,800 Land $58,600 Building $364,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Grade Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Grade Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Grade Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures