1325 Cypress Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1325 Cypress Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,413 sqft · built 2005
Lot Size	0.08 acres (3,496 sqft)
Owner	Company Name on Record
Last Sale	$554,500 (Oct 2005)
Tax Bill	$5,201 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`808-46-002`

Property Details

APN / Parcel Number

Primary APN	`808-46-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,496 sqft (0.08 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1325 CYPRESS CT
City	GILROY
State	CA
Zip	95020-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT 9599 BOOK 779 PAGE 30 PAGE 31 LOT 2
Legal Subdivision	9599 ONASSIS OAKS
Legal Tract	9599
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1325 CYPRESS CT, GILROY, CA 95020-4746
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 29, 2019	Deed of Trust, Mortgage · ARM STEARNS LENDING LLC
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2005 · Amount on Record
Deed Sale	Oct 27, 2005 · Amount on Record
Deed Document Number	200518645178
Last Transfer Date	Dec 23, 2016
Transfer Doc	0023563858
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1325 CYPRESS CT, GILROY, CA 95020-4746
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 CYPRESS CT, GILROY, CA 95020-4746

Mortgage

Document Number	0025285092
Date	Apr 18, 2022
Instrument	25285092

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1325 CYPRESS CT, GILROY, CA 95020-4746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL INSURAN CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024267620
Date	Aug 29, 2019
Instrument	24267620

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 20, 2017
Property Address	1325 CYPRESS CT, GILROY, CA 95020-4746
Document Number	0023563858
Instrument Date	Dec 23, 2016
Instrument	23563858
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1325 CYPRESS CT GILROY CA 950204746, GILROY, CA 95020-4746

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$430,738 (+2%) Land $286,326 Building $144,412
2025	$5,201.00 (+2.26%) Homeowner's exemption	$422,293 (+4.04%) Land $280,712 Building $141,581
2023	$5,086.00 (+1.36%) Homeowner's exemption	$405,896 Land $269,812 Building $136,084
2022	$5,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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