1325 Coplon Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1325 Coplon Ave, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 1930
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Sep 2023)
Tax Bill	$5,434 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.30-1-55.1`

Property Details

APN / Parcel Number

Primary APN	`421500 40.30-1-55.1`
Alternative APN	`150004003000010550010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
1st Floor Area	791 sqft
2nd Floor Area	525 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Porch	Slab
Porch Area	453 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1325 COPLON AVE
City	SCHENECTADY
State	NY
Zip	12309-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	2 WOOD
Legal Block	1
Legal Lot Number	55.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1002
Census Tract	20101

Owner

1325 Coplon Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Schenectady County and Schenectady City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1325 COPLON AVE, SCHENECTADY, NY 12309-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Jul 12, 2012 · Amount on File
Deed Document Number	202352088
Deed Book / Page	2116 / 23
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 14, 2023
Property Address	1325 COPLON AVE, SCHENECTADY, NY 12309-3701
Document Number	0000052088
Map Reference	CAB E-181
Instrument Date	Aug 28, 2023
Instrument	202352088
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, CATIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 CRESTWOOD DR, ROTTERDAM, NY 12306-3435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CAMBRIDGE CT # A, A, SCHENECTADY, NY 12303-5058

Mortgage

Document Number	0000052089
Date	Sep 14, 2023
Instrument	202352089

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1325 Coplon Ave was $5,434, up 2.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,434.00 (+2.14%)
2025	$5,320.00	$100,900 (-) Land $15,100 Building $85,800	$167,081 (+13.35%) Land $25,004 Building $142,077
2024		$100,900 (-) Land $15,100 Building $85,800	$147,407 (+15.41%) Land $22,060 Building $125,347
2023		$100,900 (-) Land $15,100 Building $85,800	$127,722 (+3.8%) Land $19,114 Building $108,608
2022		$100,900 Land $15,100 Building $85,800	$123,049 Land $18,415 Building $104,634
2021	$5,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Coplon Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Coplon Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20