1325 Conrad St, Oshkosh, WI 54904 Property Records

Winnebago County property record for 1325 Conrad St, Oshkosh, WI 54904

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Mar 2022)
Tax Bill	$2,971 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-0785`

Property Details

APN / Parcel Number

Primary APN	`002-0785`
Alternative APN	`14675`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	14675
Street Address	1325 CONRAD ST
City	OSHKOSH
State	WI
Zip	54904-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MELROSE PARK N 10 FT OF LOT 96 & ALL OF LOT 97 TRACT 1 OF CSM-689 .17 A.
Legal Range	16E
Legal Township	18N
Legal Section	16
Legal Subdivision	MELROSE PARK
Legal Tract	1
Legal Lot Number	96,97
Jurisdiction	WINNEBAGO WI
Township / Civil Division	ALGOMA
Census Block Group	2
Census Block	2011
Census Tract	1804

Owner

1325 Conrad St is owned and occupied by two individuals who bought it in March 2022.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Jun 5, 2020 · Amount on File
Deed Document Number	20221876783
Prior Transfer Date	Dec 29, 2011
Prior Transfer Doc	0001678120
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Mar 2, 2022
Property Address	1325 CONRAD ST, OSHKOSH, WI 54904-8403
Document Number	0001876783
Map Reference	DOC 543075
Instrument Date	Jan 24, 2022
Instrument	1876783
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 483, NORTHFIELD, MN 55057-0483

Mortgage

Document Number	0001876784
Date	Mar 2, 2022
Instrument	1876784

Lender

Name	HIWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Algoma Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,500 Land $23,900 Building $168,600
2024	$2,971.00 (-6.63%)
2023	$3,182.00 (+11.96%)	$142,300 (-) Land $16,000 Building $126,300	$187,696 (+16.31%) Land $21,104 Building $166,592
2022	$2,842.00 Homeowner's exemption	$142,300 Land $16,000 Building $126,300	$161,369 Building $161,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Conrad St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Conrad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOMA TN SANITARY DIST 1 serves 3,935 people · EPA ID WI4711611
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20