1325 Commerce Rd, Staunton, VA 24401 Property Records

Staunton City property record for 1325 Commerce Rd, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Lot Size	0.462 acres (20,138 sqft)
Owner	Company Name on Record
Last Sale	$1,650,000 (Oct 2022)
Tax Bill	$118 (2026)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Mar 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10444`

Property Details

APN / Parcel Number

Primary APN	`10444`

Exterior

Lot Area	20,138 sqft (0.462 acres)

Location & Zoning

Street Address	1325 COMMERCE RD
City	STAUNTON
State	VA
Zip	24401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	(046-75A) TRACT 4 ON PLAT-OF POR YOUNT EST-.460 ACRE
Legal Subdivision	PHYSI
Legal Tract	4
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1022
Census Tract	500

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 PRIMROSE CT, WAYNESBORO, VA 22980-8373
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed, Transfer · Line of Credit DUPONT COMMUNITY CU
Mar 2, 2021	Trustee's Deed, Foreclosure · Line of Credit PENDLETON COMMUNITY BANK INC
Jul 24, 2018	Warranty Deed, Transfer · Line of Credit FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	20223258
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Oct 18, 2022
Property Address	1325 COMMERCE RD, STAUNTON, VA 24401
Document Number	0220003258
Map Reference	MB 1 PG 143
Instrument Date	Oct 4, 2022
Instrument	220003258
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PRIMROSE CT, WAYNESBORO, VA 22980-8373

Mortgage

Document Number	0220003259
Date	Oct 18, 2022
Instrument	220003259

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Mar 2, 2021
Property Address	1325 COMMERCE RD, STAUNTON, VA 24401
Document Number	0210000634
Map Reference	MB 1 PG 143
Instrument Date	Feb 26, 2021
Instrument	210000634
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 COMMERCE RD, STAUNTON, VA 24401-9030

Mortgage

Document Number	0210000635
Date	Mar 2, 2021
Instrument	210000635

Lender

Name	PENDLETON COMMUNITY BANK INC
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jul 24, 2018
Property Address	1325 COMMERCE RD, STAUNTON, VA 24401
Document Number	0180001699
Map Reference	MB 01 PG 143
Instrument Date	Jul 23, 2018
Instrument	180001699
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 COMMERCE RD, STAUNTON, VA 24401-9030

Mortgage

Document Number	0180001700
Date	Jul 24, 2018
Instrument	180001700

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 23, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$118.00 (+2.61%)	$13,000 (-) Land $5,000 Building $8,000	$13,000 (-) Land $5,000 Building $8,000
2023	$115.00	$13,000 Land $5,000 Building $8,000	$13,000 Land $5,000 Building $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commerce Rd

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