1325 Cole Mill Rd, Durham, NC 27705 Property Records

Durham County property record for 1325 Cole Mill Rd, Durham, NC 27705

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1953
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Jan 2015)
Tax Bill$2,763 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0812-39-6277

Property Details

APN / Parcel Number

Primary APN0812-39-6277
Alternative APNs
  • 0812-39-62-7712
  • 081201396258
  • 174310

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Heated Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Construction TypeWood
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions240 ft deep x 70 ft wide
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal

Location & Zoning

Street Address1325 COLE MILL RD
CityDURHAM
StateNC
Zip27705-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-20
Legal DescriptionPROP-GIBSON F O-MUSE W P/ LT#06 PT & LT#07 PT PL:00028B-000081
Legal Lot Number6,7
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3000
Census Tract1713

Owner

1325 Cole Mill Rd is owned and occupied by two individuals who bought it in January 2015.

Source: Durham County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1325 COLE MILL RD, DURHAM, NC 27705-2401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2015 · Amount on File
Deed SaleJan 29, 2015 · Amount on File
Prior SaleJul 8, 2014 · Amount on File
Deed Document Number20152753
Deed Book / Page7639 / 635
Prior Transfer DateJun 2, 2006
Prior Transfer Doc0053320856
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address1325 COLE MILL RD, DURHAM, NC 27705-2401
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0091270646
DateNov 9, 2020
Book Page9127/646
Instrument2020048697
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 1325 Cole Mill Rd was $2,763, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,763.00 (+2.52%)$271,898 (-) Land $171,250 Building $100,648$271,898 (-) Land $171,250 Building $100,648
2025$2,695.00$271,898 Land $171,250 Building $100,648$271,898 Land $171,250 Building $100,648
2023$1,817.00 (+2.37%)$138,759 Land $36,855 Building $101,904$138,759 Land $36,855 Building $101,904
2022$1,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Cole Mill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Cole Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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