1325 Clear Crest Cir, Vista, CA 92084 Property Records

San Diego County property record for 1325 Clear Crest Cir, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,289 sqft · built 1989
Lot Size	0.233 acres (10,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jan 2019)
Tax Bill	$7,586 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173-551-38-00`

Property Details

APN / Parcel Number

Primary APN	`173-551-38-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,289 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	10,155 sqft (0.233 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1325 CLEAR CREST CIR
City	VISTA
State	CA
Zip	92084-3745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 90 TR 012021
Legal Subdivision	VISTA 86-07
Legal Tract	012021
Legal Block	2
Legal Lot Number	90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	19206

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25400 US HIGHWAY 19 N, 135, CLEARWATER, FL 33763-2172
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Jan 15, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Jan 15, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Jun 25, 2014 · Amount on Record
Deed Document Number	201916293
Prior Transfer Date	Oct 20, 1993
Prior Transfer Doc	0000748254
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2021
Property Address	1325 CLEAR CREST CIR, VISTA, CA 92084-3745
Document Number	0000005890
Map Reference	MAP 12021
Instrument Date	Oct 5, 2020
Instrument	2021-0005890
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000005891
Date	Jan 6, 2021
Instrument	2021-0005891

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1325 CLEAR CREST CIR, VISTA, CA 92084-3745
Document Number	0000474275
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 CLEAR CREST CIR VISTA CA 920843745, VISTA, CA 92084-3745

Mortgage

Document Number	0000474275
Date	Oct 21, 2019
Instrument	474275

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2019
Property Address	1325 CLEAR CREST CIR, VISTA, CA 92084-3745
Document Number	0000016292
Instrument Date	Dec 27, 2018
Instrument	16292
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 CAMINO SIERRA BAKERSFIELD CA 933064120, BAKERSFIELD, CA 93306-4120

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2019
Property Address	1325 CLEAR CREST CIR, VISTA, CA 92084-3745
Document Number	0000016293
Instrument Date	Dec 20, 2018
Instrument	16293
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 CLEAR CREST CIR VISTA CA 920843745, VISTA, CA 92084-3745

Mortgage

Document Number	16294
Date	Jan 15, 2019
Instrument	16294

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,422 (+2%) Land $263,322 Building $351,100
2025	$7,586.00 (+7.74%)	$602,375 (+4.04%) Land $258,159 Building $344,216
2023	$7,041.00 (+0.23%)	$578,986 Land $248,136 Building $330,850
2022	$7,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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