1325 Cambray Loop, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1325 Cambray Loop, Helena, MT 59602

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,574 sqft · built 2021
Lot Size0.473 acres (20,604 sqft)
Owner2 Individual Names on File
Last Sale$633,270 (Jul 2026)
Tax Bill$3,122 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR852853

Property Details

APN / Parcel Number

Primary APNR852853
Alternative APNs
  • 05-1888-17-2-01-33-0000
  • 0000047785

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,574 sqft Living Area
1st Floor Area1,574 sqft
Basement Area1,194 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,604 sqft (0.473 acres)
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area227 sqft
Deck Area39 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000047785
Street Address1325 CAMBRAY LOOP
CityHELENA
StateMT
Zip59602-3703
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description46 DEGREES NORTH SUBD PHASE 2, S17, T10 N, R03 W, LOT 63, 20625 SQUARE FEET, NW4 COS 3340218
Legal Range03W
Legal Township10N
Legal Section17
Legal Subdivision46 DEGREES NORTH SUBD PHASE 2
Legal Lot Number63
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group2
Census Block2002
Census Tract400

Owner

Source: Lewis And Clark County records · APN R852853

Assessment roll updated September 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1325 CAMBRAY LOOP, HELENA, MT 59602-3703
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Nov 19, 2021Warranty Deed, Transfer · VA Mortgage
FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Prior SaleNov 19, 2021 · Amount on Record
Deed Document Number20263453127
Deed Book / Page65 / 6513
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS AND CLARK MT
Recording DateJul 30, 2026
Property Address1325 CAMBRAY LOOP, HELENA, MT 59602-3703
Document Number0003453127
Book / Page65 / 6513
Instrument DateJul 29, 2026
Instrument20263453127
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyTITLE ESCROW, FLYING S TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1325 CAMBRAY LOOP, HELENA, MT 59602-3703

Mortgage

Document Number0003453128,
DateJul 30, 2026
Instrument20263453128
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS AND CLARK MT
Recording DateNov 19, 2021
Property Address1325 CAMBRAY LOOP, HELENA, MT 59602-3703
Document Number00M60/2738
Book / PageM60 / 2738
Instrument DateNov 10, 2021
Instrument3389988
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyFIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE COM

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0003389989
DateNov 19, 2021
Instrument3389989
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,122.00 (-37.35%) Additional exemption filed$617,100 (+16.17%)$617,100 (+16.17%) Land $155,063 Building $462,037
2023$4,983.00$531,200$531,200 Land $129,031 Building $402,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2010–2025)
Claims Outside the SFHA3 of 5
Most Recent ClaimFeb 2025 · Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms And Flooding, Mar 2021 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Montana Internet, TDS Telecom.

Based on FCC filings for 117 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTREASURE STATE ACRES WUA
private · serves 483 people
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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