1325 Black Walnut St, Monroe, NC 28112 Property Records

Union County property record for 1325 Black Walnut St, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Mar 2026)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-197-137`

Property Details

APN / Parcel Number

Primary APN	`09-197-137`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	1325 BLACK WALNUT ST
City	MONROE
State	NC
Zip	28112-7655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#62 MEDLIN FOREST OPCQ712
Legal Subdivision	MEDLIN FOREST SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3007
Census Tract	20602

Owner

Source: Union County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 BLACK WALNUT ST, MONROE, NC 28112-7655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 22, 2023	Special Warranty Deed, Transfer · FHA Mortgage JET HOMELOANS LLC
Jun 7, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Nov 22, 2023
Deed Document Number	20265452
Deed Book / Page	9317 / 342
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 2, 2026
Property Address	1325 BLACK WALNUT ST, MONROE, NC 28112-7655
Document Number	0009317342
Book / Page	9317 / 342
Map Reference	CAB Q FILE 712-717
Instrument Date	Feb 27, 2026
Instrument	5452
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	LONE PEAK TITLE INSURANCE, LONGLEAF TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1325 BLACK WALNUT ST, MONROE, NC 28112-7655

Mortgage

Document Number	0000005453
Date	Mar 2, 2026
Instrument	5453

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 22, 2023
Property Address	1325 BLACK WALNUT ST, MONROE, NC 28112-7655
Document Number	0008816818
Book / Page	8816 / 818
Map Reference	CAB Q FILE 712-717
Instrument Date	Nov 20, 2023
Instrument	28188
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 BLACK WALNUT ST, MONROE, NC 28112-7655

Mortgage

Document Number	0000028189
Date	Nov 22, 2023
Instrument	28189

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 7, 2023
Property Address	1325 BLACK WALNUT ST, MONROE, NC 28112-7655
Document Number	0008722552
Book / Page	8722 / 552
Map Reference	CAB Q FILE 712-717
Instrument Date	Jun 2, 2023
Instrument	13515
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$892.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 PATTERSON DR, MYRTLE BEACH, SC 29572-4736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,801.00 (+700.21%)	$434,800 (+897.25%) Land $79,900 Building $354,900	$434,800 (+897.25%) Land $79,900 Building $354,900
2023	$475.00	$43,600 Land $43,600	$43,600 Land $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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