Whitley County property record for 1325 Black Oak Rd, Williamsburg, KY 40769
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2007 |
| Lot Size | 0.989 acres (43,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $14,000 (Oct 2008) |
| Tax Bill | $352 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-20-00-041.00 |
| Primary APN | 135-20-00-041.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,081 sqft (0.989 acres) |
| Lot Dimensions | 52 ft deep x 28 ft wide |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Porch |
| Street Address | 1325 BLACK OAK RD |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-6422 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2007 28X52 GILES & 0.989 AC @ BLACK OAK |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | SAXTON |
| Census Block Group | 4 |
| Census Block | 4063 |
| Census Tract | 920700 |
Source: Whitley County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1325 BLACK OAK RD, WILLIAMSBURG, KY 40769-6422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Feb 7, 2019 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2008 · Amount on Record |
| Deed Sale | Oct 17, 2008 · Amount on Record |
| Deed Document Number | 2008164700 |
| Deed Book / Page | 486 / 440 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 1325 BLACK OAK RD, WILLIAMSBURG, KY 40769-6422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 00M671/179 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | M671/179 |
| Instrument | 271593 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 1325 BLACK OAK RD, WILLIAMSBURG, KY 40769-6422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000M638/1 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | M638/1 |
| Instrument | 235244 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2034 |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $352.00 (+5.07%) | $45,000 (-) | $45,000 (-) |
| 2023 | $335.00 | $45,000 | $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 86% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITLEY CO WATER DISTRICT serves 9,825 people · EPA ID KY1180468 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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