Kenton County property record for 1325 Alberta St, Covington, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 704 sqft · built 1953 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Feb 2024) |
| Tax Bill | $1,881 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-14-06-012.00 |
| Primary APN | 040-14-06-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 704 sqft Finished Area |
| Gross Area | 759 sqft |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0401406012.00 |
|---|---|
| Street Address | 1325 ALBERTA ST |
| City | COVINGTON |
| State | KY |
| Zip | 41016-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLF & BOND LOT 13 |
| Legal Subdivision | WOLF & BOND |
| Legal Lot Number | 13 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 63800 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1325 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jun 2, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA PCA |
| Mar 3, 2023 | Commissioner's Deed, Foreclosure |
| Mar 7, 2023 | Re-recorded Document |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on Record |
| Deed Sale | Feb 29, 2024 · Amount on Record |
| Prior Sale | Jun 2, 2023 · Amount on Record |
| Deed Document Number | 0000271974 |
| Deed Book / Page | 271 / 974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 29, 2024 |
| Property Address | 1325 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Number | 0005900058 |
| Book / Page | KC 271 / 974 |
| Map Reference | VOL 1210 PG 291 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 24022905900058 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 ELLISTON MOUNT ZION RD, DRY RIDGE, KY 41035-7718 |
| Name | Verified Name |
|---|---|
| Address | 1325 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Number | 0005900059 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 24022905900059 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 2, 2023 |
| Property Address | 1325 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Number | 0005900096 |
| Book / Page | KC 229 / 336 |
| Map Reference | VOL 1210 PG 291 |
| Instrument Date | May 18, 2023 |
| Instrument | 23060205900096 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | TIMIOS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2626 WEST FWY, FORT WORTH, TX 76102-7109 |
| Name | Verified Name |
|---|---|
| Address | 1900 ELLISTON MOUNT ZION RD, DRY RIDGE, KY 41035-7718 |
| Document Number | 0005900097 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 23060205900097 |
| Name | FARM CREDIT MID AMERICA PCA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 1, 2033 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 3, 2023 |
| Property Address | 1325 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Number | 0005900063 |
| Book / Page | KC 216 / 68 |
| Instrument Date | Jan 3, 2023 |
| Instrument | 23030305900063 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2988, FORT WORTH, TX 76113-2988 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 7, 2023 |
| Property Address | 1325 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Number | 0005900055 |
| Book / Page | KC 216 / 462 |
| Map Reference | VOL 1210 PG 291 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 23030705900055 |
| Record Updated | Mar 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2988, FORT WORTH, TX 76113-2988 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,881.00 (+154.53%) | $142,000 (+155.86%) Land $5,000 Building $137,000 | $142,000 (+155.86%) Land $5,000 Building $137,000 |
| 2023 | $739.00 | $55,500 Land $5,000 Building $50,500 | $55,500 Land $5,000 Building $50,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures