Schenectady County and Schenectady City property record for 1325 7th Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1900 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (Nov 2017) |
| Tax Bill | $3,746 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.62-2-8 |
| Primary APN | 421500 49.62-2-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 300 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 464 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1325 7TH AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 CONC AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21500 |
1325 7th Ave is owned and occupied by an individual who bought it in November 2017.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1325 7TH AVE, SCHENECTADY, NY 12303-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Nov 8, 2017 | Deed, Transfer · Conventional Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on File |
| Deed Sale | Nov 8, 2017 · Amount on File |
| Prior Sale | Jul 1, 2015 · Amount on File |
| Deed Document Number | 201750827 |
| Deed Book / Page | 1974 / 969 |
| Prior Transfer Date | Jun 26, 2015 |
| Prior Transfer Doc | 0000029699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1325 7TH AVE, SCHENECTADY, NY 12303-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1325 7TH AVE, SCHENECTADY, NY 12303-1717 |
| Document Number | 0000005925 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 5355/899 |
| Instrument | 202405925 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1325 7TH AVE, SCHENECTADY, NY 12303-1717 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1325 7TH AVE, SCHENECTADY, NY 12303-1717 |
| Document Number | 0000018352 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 5217/837 |
| Instrument | 202218352 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 8, 2017 |
| Property Address | 1325 7TH AVE, SCHENECTADY, NY 12303-1717 |
| Document Number | 0000050827 |
| Book / Page | 1974 / 969 |
| Map Reference | MB 1917 PG 615 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 201750827 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1325 7TH AVE, 1325, SCHENECTADY, NY 12303-1717 |
| Name | Verified Name |
|---|---|
| Address | 401 RESERVE CT, GLENVILLE, NY 12302-3535 |
| Document Number | 0000050830 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 201750830 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 1325 7th Ave was $3,746, up 2.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,746.00 (+2.77%) | ||
| 2025 | $3,645.00 | $60,000 Land $9,000 Building $51,000 | $99,354 Land $14,903 Building $84,451 |
| 2023 | $60,000 (-) Land $9,000 Building $51,000 | $75,949 (+3.8%) Land $11,392 Building $64,557 | |
| 2022 | $60,000 Land $9,000 Building $51,000 | $73,171 Land $10,976 Building $62,195 | |
| 2021 | $3,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1325 7th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1325 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures