1325 24th St, Rockford, IL 61108 Property Records

Winnebago County property record for 1325 24th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,593 sqft · built 1946
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,500 (Apr 2026)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174C331`

Property Details

APN / Parcel Number

Primary APN	`174C331`
Alternative APN	`1230377014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	275 sqft
Unfinished Basement	609 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Terrain	High
View / Lot	Alley/Corner
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1325 24TH ST
City	ROCKFORD
State	IL
Zip	61108-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GORDONS SUB PT SW 1/4 SEC 30-44-2 LOT007 BLOCK 002
Legal Range	2
Legal Township	44
Legal Section	30
Legal Subdivision	GORDONS SUB
Legal Block	002
Legal Lot Number	007
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4020
Census Tract	1500

Owner

Source: Winnebago County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 24TH ST, ROCKFORD, IL 61108-3618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST MID BK&TR NA
Nov 22, 2023	Warranty Deed, Transfer · Commercial Mortgage LENDINGONE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	20267770
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 1, 2026
Property Address	1325 24TH ST, ROCKFORD, IL 61108-3618
Document Number	0000007770
Instrument Date	Mar 31, 2026
Instrument	20267770
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29,163.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1325 24TH ST, ROCKFORD, IL 61108-3618

Mortgage

Document Number	0000007771,
Date	Apr 1, 2026
Instrument	20267771

Lender

Name	FIRST MID BK&TR NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

Mortgage

Document Number	0000007772,
Date	Apr 1, 2026
Instrument	20267772

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 22, 2023
Property Address	1325 24TH ST, ROCKFORD, IL 61108-3618
Document Number	0000027783
Map Reference	BK7 PG13
Instrument Date	Nov 21, 2023
Instrument	2327783
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6260 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4418
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027784
Date	Nov 22, 2023
Instrument	2327784

Lender

Name	LENDINGONE LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2024

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00 (+3.83%)	$32,899 (+11.43%) Land $6,115 Building $26,784	$98,697 (+11.43%) Land $18,345 Building $80,352
2024	$2,797.00	$29,525 (+26.89%) Land $5,488 Building $24,037	$88,575 (+26.89%) Land $16,464 Building $72,111
2022		$23,269 Land $4,325 Building $18,944	$69,807 Land $12,975 Building $56,832

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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