13248 120th Ln, Largo, FL 33778 Property Records

Pinellas County property record for 13248 120th Ln, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,100 sqft · built 1965
Lot Size	0.144 acres (6,264 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Aug 2025)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8858-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8858-5`
Alternative APNs	`09-30-15-74808-005-0170` `301509748080050170` `153009748080050170` `R102117`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,160 sqft
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,264 sqft (0.144 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R102117
Street Address	13248 120TH LN
City	LARGO
State	FL
Zip	33778-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	RIDGECREST ACRES UNIT 3 BLK E, LOT 17
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	RIDGECREST ACRES UNIT 3
Legal Tract	74808
Legal Block	E
Legal Lot Number	17
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1038
Census Tract	25307

Owner

13248 120th Ln is owned and occupied by an individual who bought it in August 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	13248 120TH LN, LARGO, FL 33778-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Mar 25, 2005 · Amount on File
Deed Document Number	2025236887
Deed Book / Page	23265 / 2521
Prior Transfer Date	Mar 14, 2005
Prior Transfer Doc	0142020059
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 18, 2025
Property Address	13248 120TH LN, LARGO, FL 33778-1402
Document Number	0232652521
Book / Page	23265 / 2521
Map Reference	MB 57 PG 90
Instrument Date	Aug 14, 2025
Instrument	2025236887
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	MARTIN TITLE, MARLIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 9TH AVE N, SAFETY HARBOR, FL 34695-3500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13248 120TH LN, SEMINOLE, FL 33778-1402

Mortgage

Document Number	0232652523
Date	Aug 18, 2025
Instrument	23265/2523

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 13248 120th Ln was $3,049, up 34.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,049.00 (+34.79%)	$230,416 Land $92,944 Building $137,472	$230,416 Land $92,944 Building $137,472
2024	$2,262.00 (+0.8%)
2023	$2,244.00 (+10.6%)	$136,672 (+20.15%)	$136,672 (+20.15%) Land $92,978 Building $43,694
2022	$2,029.00	$113,755	$113,755 Land $80,573 Building $33,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13248 120th Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13248 120th Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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