13245 Osterport Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13245 Osterport Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,510 sqft · built 1987
Lot Size	0.241 acres (10,489 sqft)
Owner	2 Individuals on Record
Tax Bill	$8,934 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02545975`

Property Details

APN / Parcel Number

Primary APN	`13-02545975`
Alternative APN	`02545975`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,510 sqft Living Area
Gross Area	4,930 sqft
1st Floor Area	1,740 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Utility Area	99 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,489 sqft (0.241 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	60 sqft
Deck Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02545975
Street Address	13245 OSTERPORT DR
City	SILVER SPRING
State	MD
Zip	20906-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	TIVOLI
Legal Subdivision	TIVOLI
Legal Block	A
Legal Lot Number	41
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2000
Census Tract	703222

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	13245 OSTERPORT DR, SILVER SPRING, MD 20906-5912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13245 OSTERPORT DR, SILVER SPRING, MD 20906-5912
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	TOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0627190336
Date	Apr 23, 2021
Book Page	62719/336

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13245 OSTERPORT DR, SILVER SPRING, MD 20906-5912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0554770353
Date	Jan 11, 2018
Book Page	55477/353

Lender

Name	TOWER FCU
Type	Credit Union
Address	7901 SANDY SPRING RD, LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$866,067 (+5.57%)	$957,400 (+16.7%) Land $179,000 Building $778,400
2025	$8,934.00 (+43.17%)	$820,400 (+24.22%) Land $179,000 Building $641,400	$820,400 (-) Land $179,000 Building $641,400
2023		$660,467	$820,400 Land $179,000 Building $641,400
2022	$6,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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