13244 Lazzaro Ct, Estero, FL 33928 Property Records

Lee County property record for 13244 Lazzaro Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,999 sqft · built 2007
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Trust Names on File
Last Sale	$505,000 (Jul 2020)
Tax Bill	$8,050 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E1-0200I.0320`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E1-0200I.0320`
Alternative APNs	`263246E10200I0320` `324626020000I0320` `10500694`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,999 sqft Living Area
Gross Area	6,826 sqft
1st Floor Area	1,763 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,112 sqft (0.301 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Patio Area	708 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10500694
Street Address	13244 LAZZARO CT
City	ESTERO
State	FL
Zip	33928-6390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK I LOT 32
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E1
Legal Block	I
Legal Lot Number	32
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

13244 Lazzaro Ct is owner-occupied and held in a trust since September 2024.

Source: Lee County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13244 LAZZARO CT, ESTERO, FL 33928-6390
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 14, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDWARD O'CONNOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	May 3, 2007 · Amount on File
Deed Document Number	2020150708
Last Transfer Date	Sep 19, 2024
Transfer Doc	0000129753
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13244 LAZZARO CT, ESTERO, FL 33928-6390
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13244 LAZZARO CT, ESTERO, FL 33928-6390

Mortgage

Document Number	0000417045
Date	Dec 20, 2021
Instrument	2021000417045

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13244 LAZZARO CT, ESTERO, FL 33928-6390
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13244 LAZZARO CT, ESTERO, FL 33928-6390

Mortgage

Document Number	0000148361
Date	Jun 2, 2025
Instrument	2025000148361

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	319 Months
Due	Jan 1, 2052

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 14, 2026
Property Address	13244 LAZZARO CT, ESTERO, FL 33928-6390
Document Number	0000129753
Instrument Date	Sep 19, 2024
Instrument	2026129753
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13244 LAZZARO CT, ESTERO, FL 33928-6390

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 2, 2020
Property Address	13244 LAZZARO CT, ESTERO, FL 33928-6390
Document Number	0000150708
Map Reference	MB 81 PG 1
Instrument Date	Jun 30, 2020
Instrument	2020000150708
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ALL AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 E BEACH RD, 215, CHARLESTOWN, RI 02813-1312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13244 LAZZARO CT, ESTERO, FL 33928-6390

Mortgage

Document Number	0000150709
Date	Jul 2, 2020
Instrument	2020000150709

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13244 LAZZARO CT, ESTERO, FL 33928-6390
Document Number	0000204379
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13244 LAZZARO CT ESTERO FL 339286390, ESTERO, FL 33928-6390

Mortgage

Document Number	0000204379
Date	Aug 24, 2018
Instrument	204379

Lender

Name	EDWARD O'CONNOR
Address	13850 EAGLE RIDGE LAKES DR # 20, FORT MYERS, FL 33912-1794

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Aug 23, 2020

Interest

Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 13244 Lazzaro Ct was $8,050 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,050.00 Homeowner's exemption	$541,712	$764,935 Land $127,020 Building $637,915
2023	$7,632.00 (+0.41%) Homeowner's exemption	$511,112 (+3%)	$760,994 (+19.28%) Land $173,547 Building $587,447
2022	$7,601.00 Homeowner's exemption	$496,225	$637,966 Land $143,800 Building $494,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13244 Lazzaro Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13244 Lazzaro Ct is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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