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13243 SW 40th Ter, Miami, FL 33175 Property Records

Miami-Dade County property record for 13243 SW 40th Ter, Miami, FL 33175

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,458 sqft · built 1985
Lot Size0.135 acres (5,868 sqft)
Owner2 Individual Names on File
Last Sale$202,400 (Dec 2023)
Tax Bill$5,566 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2023 Sale
+ 1 more
Flood ZoneZone AH (high risk)
APN30-4914-029-0320

Property Details

APN / Parcel Number

Primary APN30-4914-029-0320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,458 sqft Living Area
Gross Area2,012 sqft
1st Floor Area1,458 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area5,868 sqft (0.135 acres)
Patio Area215 sqft

Location & Zoning

Street Address13243 SW 40TH TER
CityMIAMI
StateFL
Zip33175-3203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionLES GARDENS II PB 127-79 LOT 32 BLK 3 LOT SIZE 5868 SQ FT OR 18986-4588-4589 1 2000 1
Legal Range39E
Legal Township54S
Legal Section14
Legal SubdivisionLES GARDENS II
Legal Block3
Legal Lot Number32
JurisdictionDADE FL
Township / Civil DivisionKENDALE LAKES-TAMIAMI
Census Block Group2
Census Block2008
Census Tract15400

Owner

Source: Miami-Dade County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13243 SW 40TH TER, MIAMI, FL 33175-3203
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 12, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 5, 2017Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Prior SaleSep 5, 2017 · Amount on Record
Deed Document Number2023885247
Deed Book / Page34003 / 1415
Prior Transfer DateJan 11, 2020
Prior Transfer Doc0000885247
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address13243 SW 40TH TER, MIAMI, FL 33175-3203
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003687
DateJan 5, 2021
Book Page32269/4610
Instrument2021R0003687
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term321 Months
DueOct 1, 2047

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateDec 12, 2023
Property Address13243 SW 40TH TER, MIAMI, FL 33175-3203
Document Number0000885247
Book / Page34003 / 1415
Map ReferenceMB 127 PG 79
Instrument DateJan 11, 2020
Instrument2023R0885247
Transaction TypeTransfer
Record UpdatedJan 1, 2024

Transaction

AmountAmount Recorded
Tax$1,214.40
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address13243 SW 40TH TER, MIAMI, FL 33175-3203

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13243 SW 40TH TER, MIAMI, FL 33175-3203

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateSep 5, 2017
Property Address13243 SW 40TH TER, MIAMI, FL 33175-3203
Document Number0000513941
Book / Page30680 / 0435
Map ReferenceMB 127 PG 79
Instrument DateAug 25, 2017
Instrument2017R0513941
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyHOME SWEET HOME TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,106.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4701 SW 60TH PL, 4701, MIAMI, FL 33155

Transferred To (Grantee/Buyer)

NameVerified Name
Address13243 SW 40TH TER, MIAMI, FL 33175-3203

Mortgage

Document Number0000513942
DateSep 5, 2017
Instrument2017R0513942
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,566.00 (+8.33%) Homeowner's exemption$327,956 (+5.99%)$479,885 (+16.52%) Land $276,304 Building $203,581
2023$5,138.00 (+3.99%) Homeowner's exemption$309,432 (+3%)$411,859 (+7.76%) Land $204,761 Building $207,098
2022$4,941.00 Homeowner's exemption$300,420$382,184 Land $187,492 Building $194,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 276 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies282 units insured
incl. 6 condo units
Nearby Flood Claims180 (1981–2026)
Claims Outside the SFHA6 of 180
Most Recent ClaimJan 2026
Claims by Event
  • Hurricane Katrina, Aug 2005 · 19 claims
  • Severe Storms And Flooding, Oct 2000 · 32 claims
  • Hurricane Irene, Oct 1999 · 71 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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