13243 Overstreet Rd, Windermere, FL 34786 Property Records

Orange County property record for 13243 Overstreet Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,058 sqft · built 2013
Lot Size0.209 acres (9,118 sqft)
OwnerIndividual Name on Record
Last Sale$322,500 (Mar 2018)
Tax Bill$8,848 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-23-27-9155-00-380

Property Details

APN / Parcel Number

Primary APN26-23-27-9155-00-380
Alternative APNs
  • 272326915500380
  • 149928
  • 151098
  • 153218

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,058 sqft Living Area
Gross Area2,824 sqft
1st Floor Area2,058 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,118 sqft (0.209 acres)
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13243 OVERSTREET RD
CityWINDERMERE
StateFL
Zip34786-6642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionWINDERMERE TERRACE 77/129 LOT 38
Legal Range27E
Legal Township23S
Legal Section26
Legal SubdivisionWINDERMERE TERRACE
Legal Tract9155
Legal Lot Number38
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1034
Census Tract17112

Owner

Source: Orange County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address951 UMBRIA DR, KISSIMMEE, FL 34759-3933
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
CONSUMERS CU
Mar 28, 2018Warranty Deed, Transfer · Conventional Mortgage
CONSUMERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2018 · Amount on Record
Deed SaleMar 28, 2018 · Amount on Record
Prior SaleAug 15, 2013 · Amount on Record
Deed Document Number2018182422
Prior Transfer DateDec 13, 2012
Prior Transfer Doc0000677126
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13243 OVERSTREET RD, WINDERMERE, FL 34786-6642
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address13243 OVERSTREET RD, WINDERMERE, FL 34786-6642

Mortgage

Document Number20210059767
DateFeb 1, 2021
Instrument20210059767
Lender
NameCONSUMERS CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 28, 2018
Property Address13243 OVERSTREET RD, WINDERMERE, FL 34786-6642
Document Number0000182422
Instrument DateMar 23, 2018
Instrument182422
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,257.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13243 OVERSTREET RD WINDERMERE FL 347866642, WINDERMERE, FL 34786-6642

Mortgage

Document Number182423
DateMar 28, 2018
Instrument182423
Lender
NameCONSUMERS CU
TypeCredit Union
AddressGURNEE, IL 60031-1811
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,550 (-8.05%) Land $118,750 Building $348,800$467,550 (-8.05%) Land $118,750 Building $348,800
2025$8,848.00 (+4.61%)$508,470 (+67.91%) Land $118,750 Building $389,720$508,470 (+13.54%) Land $118,750 Building $389,720
2024$8,458.00 (+83.99%)
2023$4,597.00 (+4.1%) Homeowner's exemption$302,816 (+3%)$447,843 (+25.34%) Land $104,500 Building $343,343
2022$4,416.00 Homeowner's exemption$293,996$357,290 Land $95,000 Building $262,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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